REDWOOD EMPIRE TITLE COMPANY/MENDOC, REDWOOD EMPIRE TTL CO OF MEN
Transaction
Amount
Amount on Record
Downpayment
Downpayment on Record
Loan-to-Value (LTV)
LTV on Record
Tax
$0.00
Amount Accuracy
Rounded by County
Additional
Arm's Length
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Joint Tenants
Address
980 SAINT FRANCIS WAY, UKIAH, CA 95482-3729
Investor
Possibly a Property Investor
Mortgage
Document Number
0000004787
Date
Mar 26, 2021
Instrument
2021-04787
Lender
Name
SAVINGS BANK OF MENDOCINO COUNTY
Type
Bank
Agreement
Type
Conventional Mortgage
Amount
Amount on Record
Term
361 Months
Due
Apr 1, 2051
Tax Assessment & Valuation
The 2025 property tax bill for 495 N State St was $10,642.
Source: Mendocino County assessment roll, as of August 12, 2026
Property Jurisdictions
Type
Name
State
California
County
Mendocino County
Municipality
Ukiah City
Unified School District
Ukiah Unified School District (KG - 12)
Tax Bill & Assessment History
Year
Tax Bill
Assessed Value
2026
$866,702 (+2%)Land $276,020Building $590,682
2025
$10,642.00
$849,708Land $270,608Building $579,100
2023
$6,559.00
$517,510Land $189,137Building $328,373
2020
$5,013.00
Assessed value is set for property tax purposes and is not a market price estimate.
Flood
FEMA maps place 495 N State St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
FEMA Flood Zone
Zone AE high risk
100-Year Floodplain
Yes 1% annual chance
Floodway
No
Base Flood Elevation
Varies along the reach; see FIRM
Flood Insurance Requirement
Required federally backed loans
Nearby Flood Policies
4 in force
Nearby Flood Claims
1 (2017)
Claims Outside the SFHA
1 of 1
Most Recent Claim
Jan 2017 · Severe Winter Storms, Flooding, And Mudslides
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire
Wildfire risk around 495 N State St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
Wildfire Risk
Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood
0.01% annual chance
Exposure
None beyond ember reach
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Drinking Water
Source: EPA Safe Drinking Water Information System, as of September 2026
Water System
CITY OF UKIAH serves 16,067 people · EPA ID CA2310003
Water Source
Surface water
Lead
Under 1 ppb (2024–2026) action level 15 ppb
Violations Reported to EPA
Water Quality
None last 10 years
Treatment and Procedure
None last 10 years
Monitoring and Reporting
1 last 3 years
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Internet Providers
Source: FCC Broadband Data Collection, based on 547 locations within half a mile, as of December 31, 2025
Provider
Max Down / Up (Mbps)
Xfinity Cable
1,200 / 35
101Netlink Fixed Wireless
100 / 20
Tristate Wi-Fi by Wi-Fiber Fixed Wireless
100 / 20
May also be available: AT&T, SeaKay Broadband, Verizon.