Gratiot County property record for 495 N Luce Rd, Alma, MI 48801
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.84 acres (36,590 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $5,383 (2023) |
| Flood Zone | Zone X (minimal risk) |
| APN | 51-323-508-00 |
| Primary APN | 51-323-508-00 |
|---|
| Lot Area | 36,590 sqft (0.84 acres) |
|---|
| Street Address | 495 N LUCE RD |
|---|---|
| City | ALMA |
| State | MI |
| Zip | 48801-9616 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | THE S 152 FT OF LOT 65, GOLFCREST SUBDIVISION NO. 2 |
| Legal Subdivision | GOLFCREST SUBDIVISION |
| Legal Lot Number | 65 |
| Jurisdiction | GRATIOT MI |
| Township / Civil Division | ALMA |
| Census Block Group | 1 |
| Census Block | 1066 |
| Census Tract | 200 |
Source: Gratiot County records, as of June 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 495 N LUCE RD, ALMA, MI 48801-9616 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
Source: Gratiot County assessment roll, as of June 4, 2026
| Type | Name |
|---|---|
| State | Michigan |
| Municipality | Alma City |
| County | Gratiot County |
| Unified School District | Alma Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $171,600 | $343,200 | |
| 2023 | $5,383.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 18, 2011
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 87% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Point Broadband Fiber · Fixed Wireless | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 50 |
| ISP Management Fixed Wireless | 400 / 400 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: CMS Internet.
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