Pike County property record for 495 N Harper St, Kinderhook, IL 62345
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,089 sqft · built 1890 |
| Lot Size | 0.137 acres (6,001 sqft) |
| Owner | Company Name on File |
| Tax Bill | $718 (2025) |
| Deeds & Mortgages | Nov 2023 Mortgage May 2023 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-24-406-011 |
| Primary APN | 06-24-406-011 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,089 sqft Living Area |
| Year Built | Built 1890 |
|---|---|
| Effective Year Built | Effective 1890 |
| Roof Material | Metal |
| Lot Area | 6,001 sqft (0.137 acres) |
| Terrain | Rolling |
| Garage Type | Mixed |
| Garage Area | 260 sqft |
| Parking Spaces | 1 Parking Space |
| Shed | 1 Shed |
| Shed Area | 70 sqft |
| Canopy | 260 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 495 N HARPER ST |
|---|---|
| City | KINDERHOOK |
| State | IL |
| Zip | 62345-2240 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RNG/BLK:7 TWP:47 SECT/LOT:2 N 1/2 LOTS 1 - 2 BLK 7 K-HOOK QCD 12-23-21, #2021-3469 WD07012020B891P7#2020-1578 WD05292013B830P |
| Legal Range | 7 |
| Legal Township | 47 |
| Legal Section | 2 |
| Legal Subdivision | VILLAGE OF KINDERHOOK |
| Legal Block | 7 |
| Legal Lot Number | 1-2 |
| Jurisdiction | PIKE IL |
| Township / Civil Division | KINDERHOOK |
| Census Block Group | 3 |
| Census Block | 3144 |
| Census Tract | 952500 |
495 N Harper St is owned by a company that acquired it in December 2021.
Source: Pike County records, as of August 24, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 29239 205TH ST, KINDERHOOK, IL 62345-2109 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 2, 2023 | Deed of Trust, Mortgage · Commercial Mortgage CENTRAL STATE BANK |
| May 17, 2023 | Deed of Trust, Mortgage · Commercial Mortgage CENTRAL STATE BANK |
| Dec 23, 2021 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Dec 23, 2021 |
| Transfer Doc | 0020213469 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PIKE IL |
| Property Address | 495 N HARPER ST, KINDERHOOK, IL 62345-2240 |
| Transaction Type | Mortgage |
| Record Updated | Nov 22, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0020232107 |
|---|---|
| Date | Nov 2, 2023 |
| Instrument | 2023-2107 |
| Name | CENTRAL STATE BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PIKE IL |
| Property Address | 495 N HARPER ST, KINDERHOOK, IL 62345-2240 |
| Transaction Type | Mortgage |
| Record Updated | Jun 7, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0020230943 |
|---|---|
| Date | May 17, 2023 |
| Instrument | 2023-0943 |
| Name | CENTRAL STATE BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | PIKE IL |
| Recording Date | Dec 23, 2021 |
| Property Address | 495 N HARPER ST, KINDERHOOK, IL 62345-2240 |
| Document Number | 0020213469 |
| Instrument Date | Dec 23, 2021 |
| Instrument | 2021-3469 |
| Transaction Type | Transfer |
| Record Updated | Jan 12, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 29239 205TH ST, KINDERHOOK, IL 62345-2109 |
The 2025 property tax bill for 495 N Harper St was $718, up 8.1% from the year before.
Source: Pike County assessment roll, as of August 24, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Pike County |
| County Subdivision | Kinderhook Township |
| Municipality | Kinderhook Village |
| Unified School District | Western Community Unit School District 12 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $718.00 (+8.13%) | $10,290 Land $1,120 Building $9,170 | $30,901 Land $3,363 Building $27,538 |
| 2024 | $664.00 | ||
| 2022 | $520.00 | $6,810 Land $880 Building $5,930 | $20,430 Land $2,640 Building $17,790 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 495 N Harper St in Zone X, an area of minimal flood risk, though there have been 124 flood claims nearby since 1983.
Source: FEMA National Flood Hazard Layer, effective August 15, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 64 policies |
| Nearby Flood Policies | 64 in force |
| Nearby Flood Claims | 124 (1983–2013) |
| Claims Outside the SFHA | 18 of 124 |
| Most Recent Claim | Apr 2013 · Severe Storms, Straight-line Winds, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 495 N Harper St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 71% of Illinois |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | KINDERHOOK serves 322 people · EPA ID IL1490400 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2025 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Adams Telsystems Fiber | 1,000 / 1,000 |
| Illinois Net Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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