495 Murray Dr, Salisbury, NC 28146 Property Records

Rowan County property record for 495 Murray Dr, Salisbury, NC 28146

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,210 sqft · built 1965
Lot Size	0.52 acres (22,651 sqft)
Owner	2 Individual Names on Record
Last Sale	$399,000 (Oct 2018)
Tax Bill	$3,059 (2026)
Deeds & Mortgages	Oct 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`612A046`

Property Details

APN / Parcel Number

Primary APN	`612A046`
Alternative APN	`707042`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	2,210 sqft Living Area
1st Floor Area	1,414 sqft
Basement Area	424 sqft
Finished Basement	424 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 2010
Exterior Material	Brick
Lot Area	22,651 sqft (0.52 acres)
Garage Type	Detached
Garage Area	280 sqft
Porch	Porch
Porch Area	372 sqft
Deck Area	372 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Street Address	495 MURRAY DR
City	SALISBURY
State	NC
Zip	28146-9471
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L17-18
Jurisdiction	ROWAN NC
Township / Civil Division	PROVIDENCE
Census Block Group	1
Census Block	1002
Census Tract	50901

Owner

Source: Rowan County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	495 MURRAY DR, SALISBURY, NC 28146-9471
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 31, 2018 · Amount on Record
Deed Sale	Oct 31, 2018 · Amount on Record
Prior Sale	Jan 27, 2006 · Amount on Record
Deed Book / Page	1318 / 226
Record Updated	Oct 29, 2026

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROWAN NC
Recording Date	Oct 31, 2018
Property Address	495 MURRAY DR, SALISBURY, NC 28146-9471
Document Number	0013180226
Book / Page	1318 / 0226
Map Reference	PG 941
Instrument Date	Oct 31, 2018
Transaction Type	Transfer
Record Updated	Oct 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$798.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	546 GREENWAY DR, 546, FORT MILL, SC 29715-8767

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	495 MURRAY DR, SALISBURY, NC 28146-9471

Mortgage

Document Number	13180227
Date	Oct 31, 2018
Instrument	1318/0227

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.37%
Change Frequency	5 Years
Index	5-Year CMT
Margin	2
Max Rate	6%

Tax Assessment & Valuation

Source: Rowan County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Rowan County
Unified School District	Rowan-Salisbury Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,059.00	$458,340 (-) Land $137,500 Building $320,840	$458,340 (-) Land $137,500 Building $320,840
2023	$3,059.00	$458,340 Land $137,500 Building $320,840	$458,340 Land $137,500 Building $320,840

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	1 (2003)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2003 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Murray Dr

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