Orange County property record for 495 Mountain Rd, Laguna Beach, CA 92651
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 988 sqft · built 1936 |
| Lot Size | 0.083 acres (3,600 sqft) |
| Owner | Trust Name on File |
| Tax Bill | $4,680 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 644-205-10 |
| Primary APN | 644-205-10 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 988 sqft Living Area |
| 1st Floor Area | 988 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1936 |
|---|---|
| Effective Year Built | Effective 1936 |
| Architectural Style | Bungalow |
| Exterior Material | Stucco |
| Construction Type | Frame |
| Roof Material | Wood Shingle |
| Lot Area | 3,600 sqft (0.083 acres) |
| Garage Area | 441 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Baseboard |
|---|---|
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 495 MOUNTAIN RD |
|---|---|
| City | LAGUNA BEACH |
| State | CA |
| Zip | 92651-3139 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | N TR 894 BLK LOT 1 |
| Legal Tract | 894 |
| Legal Lot Number | 1 |
| Jurisdiction | ORANGE CA |
| Township / Civil Division | SOUTH COAST |
| Census Block Group | 4 |
| Census Block | 4005 |
| Census Tract | 62619 |
495 Mountain Rd is held in a trust since October 1996.
Source: Orange County records, as of August 4, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 495 MOUNTAIN RD, LAGUNA BEACH, CA 92651-3139 |
| Owner Type | Company |
| Vesting | Trust |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Oct 25, 1996 |
| Transfer Doc | 0000550106 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 495 Mountain Rd was $4,680.
Source: Orange County assessment roll, as of August 4, 2026
| Type | Name |
|---|---|
| State | California |
| County | Orange County |
| Municipality | Laguna Beach City |
| Unified School District | Laguna Beach Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $365,019 (+2%) Land $318,838 Building $46,181 | |
| 2025 | $4,680.00 | $357,862 Land $312,586 Building $45,276 |
| 2023 | $4,744.00 (+3.27%) | $343,967 Land $300,448 Building $43,519 |
| 2022 | $4,594.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 495 Mountain Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 30 individual policies |
| Nearby Flood Policies | 77 units insured incl. 47 condo units |
| Nearby Flood Claims | 19 (1988–2026) |
| Claims Outside the SFHA | 9 of 19 |
| Most Recent Claim | Aug 2026 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 495 Mountain Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAGUNA BEACH COUNTY WD serves 18,862 people · EPA ID CA3010017 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 913 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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