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495 Monadnock St, Troy, NH 03465 Property Records

Cheshire County and Troy Town property record for 495 Monadnock St, Troy, NH 03465

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,409 sqft · built 1830
Lot Size68 acres (2,962,080 sqft)
OwnerIndividual Name on Record
Last Sale$241,000 (Oct 2017)
Tax Bill$7,730 (2025)
Deeds & MortgagesAug 2018 Loan Modification
Aug 2018 Sale
+ 2 more
Flood ZoneZone X (minimal risk)
APNTROY M:002 B:0003 L:0000

Property Details

APN / Parcel Number

Primary APNTROY M:002 B:0003 L:0000

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,409 sqft Living Area
Gross Area3,960 sqft
1st Floor Area1,320 sqft
Basement Area336 sqft
Unfinished Basement336 sqft

Exterior

Year BuiltBuilt 1830
Effective Year BuiltEffective 1830
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area2,962,080 sqft (68 acres)

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Street Address495 MONADNOCK ST
CityTROY
StateNH
Zip03465-2225
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRURAL
Legal Block3
JurisdictionTROY TOWN NH
Township / Civil DivisionTROY
Census Block Group3
Census Block3009
Census Tract970800

Owner

Source: Cheshire County and Troy Town records, as of April 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing AddressPO BOX 65, TROY, NH 03465-0065
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 24, 2018Loan Modification, Mortgage · Conventional with PMI
SERVICE CU
Aug 28, 2018Grant Deed, Transfer
ATTORNEY ONLY
Aug 28, 2018Quit Claim Deed, Transfer
ATTORNEY ONLY
Oct 27, 2017Warranty Deed, Transfer
SERVICE CU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 27, 2017 · Amount on Record
Deed SaleOct 27, 2017 · Amount on Record
Deed Document Number20179177
Deed Book / Page3005 / 866
Record UpdatedJun 8, 2026

August 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionTROY TOWN NH
Property Address495 MONADNOCK ST, TROY, NH 03465-2225
Document Number0030380236
Instrument DateAug 24, 2018
Transaction TypeMortgage
Record UpdatedNov 20, 2018
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address495 MONADNOCK ST TROY NH 034652225, TROY, NH 03465-2225

Mortgage

Document Number0030380236
DateAug 28, 2018
Book Page003038/000236
Instrument7024
Lender
NameSERVICE CU
TypeCredit Union
AddressPORTSMOUTH, NH 03801
Agreement
TypeConventional with PMI
AmountAmount Recorded

August 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionTROY TOWN NH
Recording DateAug 28, 2018
Property Address495 MONADNOCK ST, TROY, NH 03465-2225
Document Number0030380233
Book / Page003038 / 000233
Instrument DateAug 13, 2018
Instrument7023
Transaction TypeTransfer
Record UpdatedNov 20, 2018
Title CompanyATTORNEY ONLY

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address104 LINDELL AVE LEOMINSTER MA 014535457, LEOMINSTER, MA 01453-5457

August 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionTROY TOWN NH
Recording DateAug 28, 2018
Property Address495 MONADNOCK ST, TROY, NH 03465-2225
Document Number0030380231
Book / Page003038 / 000231
Instrument DateAug 2, 2018
Instrument7022
Transaction TypeTransfer
Record UpdatedNov 20, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address3250 IVANHOE RIVE NW ATLANTA GA 30327, ATLANTA, GA 30327

October 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionTROY TOWN NH
Recording DateOct 27, 2017
Property Address495 MONADNOCK ST, TROY, NH 03465-2225
Document Number0030050866
Book / Page003005 / 000866
Instrument DateOct 20, 2017
Instrument9177
Transaction TypeTransfer
Record UpdatedDec 8, 2017
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$3,615.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address104 LINDELL AVENUE LEOMINSTER WORCESTER MA 01653, WORCESTER, MA 01653

Mortgage

Document Number30050869
DateOct 27, 2017
Book Page003005/000869
Instrument9178
Lender
NameSERVICE CU
TypeCredit Union
AddressPORTSMOUTH, NH 03801
Agreement
AmountAmount Recorded
Term360 Months
DueOct 26, 2047

Tax Assessment & Valuation

Source: Cheshire County and Troy Town assessment roll, as of April 28, 2026

Property Jurisdictions

TypeName
StateNew Hampshire
CountyCheshire County
County SubdivisionTroy Town
Unified School DistrictMonadnock Regional School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$7,730.00 (+18.16%)$358,858 (+90.77%) Land $46,758 Building $312,100
2018$6,542.00$188,109 Land $43,709 Building $144,400

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 52% of New Hampshire
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Fidium Fiber
Fiber		2,000 / 2,000
Spectrum
Fiber		1,000 / 1,000
T-Mobile
Fixed Wireless		100 / 20

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