495 Mill Bluff Rd, Union Grove, AL 35175 Property Records

Marshall County property record for 495 Mill Bluff Rd, Union Grove, AL 35175

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,474 sqft · built 1968
Lot Size	3.4 acres (148,104 sqft)
Owner	2 Individual Names on File
Last Sale	$92,000 (Apr 2005)
Tax Bill	$532 (2026)
Deeds & Mortgages	Jul 2025 Construction Loan Feb 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`12-01-11-0-000-003.004`

Property Details

APN / Parcel Number

Primary APN	`12-01-11-0-000-003.004`
Alternative APNs	`121110000003004` `99648`

Interior

Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,474 sqft Living Area
1st Floor Area	1,474 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Exterior Material	Vinyl
Foundation Type	Pier/Post & Beam
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	148,104 sqft (3.4 acres)
Garage Area	780 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	99648
Street Address	495 MILL BLUFF RD
City	UNION GROVE
State	AL
Zip	35175-9390
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	275.24 X 330 IRR COM NE CRN NW 1/2 SEC 11-7-1E THN W 148 TO BEG CONT W 182 S 581 E 330 N 275.24 W 148 N 308.2 TO BEG
Legal Range	1E
Legal Township	7S
Legal Section	11
Jurisdiction	MARSHALL AL
Township / Civil Division	UNION GROVE
Census Block Group	1
Census Block	1019
Census Tract	30302

Owner

495 Mill Bluff Rd is owned and occupied by two individuals who acquired it in July 2025.

Source: Marshall County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	533 MILL BLUFF RD, UNION GROVE, AL 35175-9389
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 11, 2025	Quit Claim Deed, Transfer · Construction Mortgage PEOPLES BANK OF ALABAMA
Feb 1, 2023	Warranty Deed, Transfer · Conventional Mortgage NEWREZ LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 21, 2005 · Amount on File
Deed Sale	Apr 21, 2005 · Amount on File
Deed Document Number	20052275721
Deed Book / Page	3115 / 90
Last Transfer Date	Jul 2, 2025
Transfer Doc	0003299554
Record Updated	Oct 29, 2026

July 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MARSHALL AL
Recording Date	Jul 11, 2025
Property Address	495 MILL BLUFF RD, UNION GROVE, AL 35175-9390
Document Number	0003299554
Book / Page	7154 / 315
Instrument Date	Jul 2, 2025
Instrument	3299554
Transaction Type	Transfer
Record Updated	Oct 7, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	533 MILL BLUFF RD, UNION GROVE, AL 35175-9389

Mortgage

Document Number	0003299555
Date	Jul 11, 2025
Instrument	3299555

Lender

Name	PEOPLES BANK OF ALABAMA
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Jul 15, 2026

Interest

Rate Type	Adjustable Rate

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARSHALL AL
Recording Date	Feb 1, 2023
Property Address	495 MILL BLUFF RD, UNION GROVE, AL 35175-9390
Document Number	0003258733
Book / Page	6923 / 223
Instrument Date	Jan 31, 2023
Instrument	3258733
Transaction Type	Transfer
Record Updated	Feb 10, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	495 MILL BLUFF RD, UNION GROVE, AL 35175-9390

Mortgage

Document Number	0003258734
Date	Feb 1, 2023
Instrument	3258734

Lender

Name	NEWREZ LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2053

Tax Assessment & Valuation

The 2026 property tax bill for 495 Mill Bluff Rd was $532 with a homeowner's exemption, down 23.3% from the year before.

Source: Marshall County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Marshall County
Unified School District	Marshall County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$532.00 (-23.34%) Homeowner's exemption
2025	$694.00	$35,240 Land $5,940 Building $29,300	$213,800 Land $54,700 Building $159,100
2023	$1,100.00	$35,240 Land $5,940 Building $29,300	$176,200 Land $29,700 Building $146,500
2021	$1,002.00	$26,720	$133,600 Land $29,700 Building $103,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 495 Mill Bluff Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 21, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 495 Mill Bluff Rd is moderate, ranking above 46% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 51% of Alabama
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

Cell Coverage

5G and 4G LTE (outdoors only)

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