Bonner County property record for 495 Midas Dr, Sagle, ID 83860
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 2 ba · 1,408 sqft · built 2025 |
| Lot Size | 1.06 acres (46,174 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $48,800 (Jul 2018) |
| Tax Bill | $1,744 (2026) |
| Deeds & Mortgages | May 2026 Mortgage |
| Flood Zone | Zone D (undetermined) |
| APN | RP56N01W217575A |
| Primary APN | RP56N01W217575A |
|---|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 3 Rooms |
| Stories | 2 Stories |
| Building Area | 1,408 sqft Finished Area |
| 1st Floor Area | 1,408 sqft |
| Year Built | Built 2025 |
|---|---|
| Effective Year Built | Effective 2025 |
| Roof Type | Flat |
| Roof Material | Galvanized Metal |
| Lot Area | 46,174 sqft (1.06 acres) |
| Garage Type | Attached |
| Garage Area | 384 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | None |
|---|---|
| Heating System | Heat Pump |
| Street Address | 495 MIDAS DR |
|---|---|
| City | SAGLE |
| State | ID |
| Zip | 83860-8557 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | Rec |
| Legal Description | 21-56N-1W TAX 13 LESS TAX 18 |
| Legal Range | 01W |
| Legal Township | 56N |
| Legal Section | 21 |
| Jurisdiction | BONNER ID |
| Township / Civil Division | BLANCHARD-GLENGARY |
| Census Block Group | 1 |
| Census Block | 1028 |
| Census Tract | 950901 |
495 Midas Dr is owned by two individuals who bought it in July 2018.
Source: Bonner County records, as of October 15, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3446 E GRANDVIEW RD, PHOENIX, AZ 85032-3135 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 20, 2018 · Amount on File |
| Deed Sale | Jul 20, 2018 · Amount on File |
| Prior Sale | Oct 3, 2005 |
| Deed Document Number | 2018924851 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BONNER ID |
| Recording Date | May 11, 2026 |
| Property Address | 495 MIDAS DR, SAGLE, ID 83860-8557 |
| Document Number | 0001061586 |
| Instrument Date | May 6, 2026 |
| Instrument | 20261061586 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | TITLEONE |
| Name | Verified Name |
|---|---|
| Address | 495 MIDAS DR, SAGLE, ID 83860-8557 |
| Document Number | 0001061586, |
|---|---|
| Date | May 11, 2026 |
| Instrument | 20261061586 |
| Name | CORNERSTONE MORTGAGE INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.37% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
The 2026 property tax bill for 495 Midas Dr was $1,744.
Source: Bonner County assessment roll, as of October 15, 2026
| Type | Name |
|---|---|
| State | Idaho |
| County | Bonner County |
| Unified School District | Lake Pend Oreille School District 84 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,744.00 | $477,749 (+23.87%) Land $170,885 Building $306,864 | $477,749 (+23.87%) Land $170,885 Building $306,864 |
| 2025 | $1,744.00 | $385,685 Land $170,885 Building $214,800 | $385,685 Land $170,885 Building $214,800 |
| 2023 | $396.00 | $102,336 Land $102,336 | $102,336 Land $102,336 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 495 Midas Dr in Zone D, where flood risk has not been studied, though there have been 2 flood claims nearby since 2014.
Source: FEMA National Flood Hazard Layer, effective May 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone D undetermined · not studied |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (2014) |
| Most Recent Claim | Mar 2014 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 495 Midas Dr is moderate, ranking above 42% of the US, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · lower than 88% of Idaho |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| MountainLink Fixed Wireless | 250 / 50 |
| Kaniksu Internet Fixed Wireless | 100 / 30 |
4G LTE (outdoors only), no 5G reported
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