495 Marson Trigg Rd, Seminary, MS 39479 Property Records

Covington County property record for 495 Marson Trigg Rd, Seminary, MS 39479

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,839 sqft · built 2014
Lot Size	7.13 acres (310,583 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,524 (2025)
Deeds & Mortgages	Jan 2018 Mortgage Sep 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`065015 00410`

Property Details

APN / Parcel Number

Primary APN	`065015 00410`
Alternative APN	`18888`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,839 sqft Adjusted Area
1st Floor Area	2,301 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Asbestos
Lot Area	310,583 sqft (7.13 acres)

Exterior Amenities

Patio Area	216 sqft
Shed	1 Shed
Shed Area	240 sqft
Greenhouse	80 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	18888
Street Address	495 MARSON TRIGG RD
City	SEMINARY
State	MS
Zip	39479-4346
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT NW4 NW4 & PT NE4 NW4 W OF RD B 0362 P 0042 08/28/2023
Legal Range	15W
Legal Township	06N
Legal Section	15
Jurisdiction	COVINGTON MS
Township / Civil Division	2
Census Block Group	3
Census Block	3113
Census Tract	950402

Owner

Source: Covington County records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	495 MARSON TRIGG RD, SEMINARY, MS 39479-4346
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Date	Document
Jan 3, 2018	Deed of Trust, Mortgage FIRST SOUTHERN BANK
Sep 11, 2018	Deed of Trust, Mortgage FIRST SOUTHERN BANK
Aug 28, 2023	Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Aug 28, 2023	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 2, 2014
Deed Sale	May 2, 2014
Deed Book / Page	308 / 629
Record Updated	Sep 20, 2026

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COVINGTON MS
Property Address	495 MARSON TRIGG RD, SEMINARY, MS 39479-4346
Transaction Type	Mortgage
Record Updated	Jan 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000744/144
Date	Jan 3, 2018
Book Page	744/144
Instrument	1053808

Lender

Name	FIRST SOUTHERN BANK
Type	Bank
Address	COLUMBIA, MS 39429

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Jan 5, 2028

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COVINGTON MS
Property Address	495 MARSON TRIGG RD, SEMINARY, MS 39479-4346
Transaction Type	Mortgage
Record Updated	Jan 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000753/341
Date	Sep 11, 2018
Book Page	753/341
Instrument	1056947

Lender

Name	FIRST SOUTHERN BANK
Type	Bank
Address	COLUMBIA, MS 39429

Agreement

Amount	Amount Recorded
Term	84 Months
Due	Sep 5, 2025

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COVINGTON MS
Property Address	495 MARSON TRIGG RD, SEMINARY, MS 39479-4346
Transaction Type	Mortgage
Record Updated	Jan 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	203 SHADOW CREEK DR, FLORENCE, MS 39073-8147

Mortgage

Document Number	0000817/24
Date	Aug 28, 2023
Book Page	817/24

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

August 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	COVINGTON MS
Recording Date	Aug 28, 2023
Property Address	495 MARSON TRIGG RD, SEMINARY, MS 39479-4346
Document Number	0000362/42
Book / Page	362 / 42
Instrument Date	Aug 25, 2023
Transaction Type	Transfer
Record Updated	Jan 21, 2026

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	315 MARSON TRIGG RD, SEMINARY, MS 39479-4345

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	495 MARSON TRIGG RD, SEMINARY, MS 39479-4346

Tax Assessment & Valuation

Source: Covington County assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	Mississippi
County	Covington County
Unified School District	Covington County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,524.00 (+60.25%) Disabled Person's exemption	$18,796 (-0.78%)
2024		$18,944 (+0.29%)	$187,080 (-0.53%) Land $9,790 Building $177,290
2023		$18,889 (-0.02%)	$188,070 (+0.19%) Land $9,770 Building $178,300
2022	$951.00 (-18.02%) Homeowner's exemption	$18,892	$187,720 Land $9,420 Building $178,300
2019	$1,160.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 5, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 16 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	16 in force
Nearby Flood Claims	2 (2016)
Most Recent Claim	Mar 2016 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Mar 2016 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 73% of the US · above 91% of Mississippi
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
C Spire Wireless Fixed Wireless	100 / 20
AT&T Fixed Wireless	25 / 3

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