Orange County property record for 495 Mandalay Rd, Orlando, FL 32809
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 3,194 sqft · built 1974 |
| Lot Size | 0.43 acres (18,743 sqft) |
| Owner | Individual Name on File |
| Last Sale | $532,500 (Jun 2020) |
| Tax Bill | $10,859 (2025) |
| Deeds & Mortgages | Mar 2022 Construction Loan Jun 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-23-29-5489-00-040 |
| Primary APN | 13-23-29-5489-00-040 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Total Rooms | 1 Room |
| Stories | 2 Stories |
| Building Area | 3,194 sqft Living Area |
| Gross Area | 4,250 sqft |
| 1st Floor Area | 2,133 sqft |
| Flooring | Carpet |
| Interior Walls | Wood |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1980 |
| Exterior Material | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 18,743 sqft (0.43 acres) |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 905 sqft |
| Boat Access | Boat Access |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 495 MANDALAY RD |
|---|---|
| City | ORLANDO |
| State | FL |
| Zip | 32809-3015 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1AA |
| Legal Description | MANDALAY SHORES 3/37 LOT 4 |
| Legal Range | 29E |
| Legal Township | 23S |
| Legal Section | 13 |
| Legal Subdivision | MANDALAY SHORES |
| Legal Tract | 5489 |
| Legal Lot Number | 4 |
| Jurisdiction | ORANGE FL |
| Township / Civil Division | ORLANDO |
| Census Block Group | 3 |
| Census Block | 3019 |
| Census Tract | 14000 |
495 Mandalay Rd is owned and occupied by an individual who bought it in June 2020.
Source: Orange County records, as of May 4, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 495 MANDALAY RD, ORLANDO, FL 32809-3015 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 21, 2022 | Deed of Trust, Mortgage · Construction Mortgage TD BANK NA |
| Jun 29, 2020 | Warranty Deed, Transfer · Conventional with PMI FIDELITY FNDG MTG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 29, 2020 · Amount on File |
| Deed Sale | Jun 29, 2020 · Amount on File |
| Deed Document Number | 2020355224 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 495 MANDALAY RD, EDGEWOOD, FL 32809-3015 |
| Transaction Type | Mortgage |
| Record Updated | Apr 5, 2022 |
| Name | Verified Name |
|---|---|
| Address | 508 BAXTER ST, ORLANDO, FL 32806-6226 |
| Document Number | 0000179763 |
|---|---|
| Date | Mar 21, 2022 |
| Instrument | 20220179763 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19808 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | Jun 29, 2020 |
| Property Address | 495 MANDALAY RD, EDGEWOOD, FL 32809-3015 |
| Document Number | 0000355224 |
| Instrument Date | Jun 26, 2020 |
| Instrument | 355224 |
| Transaction Type | Transfer |
| Record Updated | Jul 16, 2020 |
| Title Company | ARTESIAN TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,728.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 508 BAXTER ST ORLANDO FL 328066226, ORLANDO, FL 32806-6226 |
| Document Number | 355225 |
|---|---|
| Date | Jun 29, 2020 |
| Instrument | 355225 |
| Name | FIDELITY FNDG MTG |
|---|---|
| Type | Mortgage Company |
| Address | MAITLAND, FL 32751 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 28, 2050 |
The 2025 property tax bill for 495 Mandalay Rd was $10,859, up 3.1% from the year before.
Source: Orange County assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Orange County |
| Municipality | Edgewood City |
| Unified School District | Orange County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $667,747 (+2.7%) | $771,270 (-2.25%) Land $352,000 Building $419,270 | |
| 2025 | $10,859.00 (+3.06%) Homeowner's exemption | $650,192 | $788,990 Land $352,000 Building $436,990 |
| 2024 | $10,537.00 (+3.41%) | ||
| 2023 | $10,190.00 Homeowner's exemption | $613,464 | $711,720 Land $320,000 Building $391,720 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 495 Mandalay Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 36 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 36 in force |
| Nearby Flood Claims | 7 (1979–2022) |
| Claims Outside the SFHA | 5 of 7 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 495 Mandalay Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.6% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ORLANDO UTILITIES COMMISSION serves 536,466 people · EPA ID FL3480962 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jul 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 198 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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