Clay County property record for 495 Main St, Holt, MO 64048
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,774 sqft · built 1884 |
| Lot Size | 0.67 acres (29,185 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $910 (2025) |
| Deeds & Mortgages | Dec 2025 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-914-00-12-003.00 |
| Primary APN | 03-914-00-12-003.00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,774 sqft Living Area |
| Gross Area | 2,992 sqft |
| 1st Floor Area | 1,082 sqft |
| Basement Area | 1,082 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1884 |
|---|---|
| Effective Year Built | Effective 1884 |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 29,185 sqft (0.67 acres) |
| Lot Dimensions | 180 ft deep x 150 ft wide |
| Garage Type | Detached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Wood Porch |
| Utility Building | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 495 MAIN ST |
|---|---|
| City | HOLT |
| State | MO |
| Zip | 64048-7116 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HOLTS STATION A/K/A ALBRIGHTS STATION BEG SE COR LT 35, NW150, NE150, E180, SW280 TO POB |
| Legal Range | 31W |
| Legal Township | 54N |
| Legal Section | 35 |
| Legal Subdivision | HOLTS STATION |
| Legal Lot Number | 35 |
| Jurisdiction | CLAY MO |
| Township / Civil Division | KEARNEY |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 21809 |
Source: Clay County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | PO BOX 201, HOLT, MO 64048-0201 |
| Owner Type | Individual |
| Vesting | Married |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 20, 2023 |
| Deed Sale | Mar 20, 2023 |
| Prior Sale | Aug 2, 2016 |
| Deed Document Number | 20236193 |
| Deed Book / Page | 9533 / 51 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MO |
| Property Address | 495 MAIN ST, HOLT, MO 64048-7116 |
| Transaction Type | Mortgage |
| Record Updated | Dec 31, 2025 |
| Title Company | STEWART |
| Name | Verified Name |
|---|---|
| Address | 12825 NE 136TH ST, KEARNEY, MO 64060-8034 |
| Document Number | 0000032473 |
|---|---|
| Date | Dec 15, 2025 |
| Book Page | 10071/1 |
| Instrument | 2025032473 |
| Name | PASQUALE J THEODORA IRREVOCABLE TRUST |
|---|---|
| Type | Private Party |
| Address | 444 W OCEAN BLVD STE 1106, LONG BEACH, CA 90802 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Dec 11, 2026 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Clay County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Clay County |
| Municipality | Holt City |
| Unified School District | Kearney R-I School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $910.00 (+12.35%) | $13,320 (+12.31%) | $70,105 (+12.31%) |
| 2023 | $810.00 (+74.57%) | $11,860 | $62,421 |
| 2019 | $464.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 10, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 94% of Missouri |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLAY COUNTY PWSD 3 serves 3,447 people · EPA ID MO1024143 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2024 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 138 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| United Fiber Fiber | 1,000 / 1,000 |
| Spectrum Fiber | 1,000 / 1,000 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Verizon.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures