495 Magnolia Ln, Tracy, CA 95376 Property Records

San Joaquin County property record for 495 Magnolia Ln, Tracy, CA 95376

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,070 sqft · built 1984
Lot Size	0.14 acres (6,100 sqft)
Owner	Individual Name on File
Last Sale	$525,000 (Dec 2025)
Tax Bill	$2,492 (2025)
Deeds & Mortgages	Dec 2025 Sale & Mortgage Dec 2025 Transfer
Flood Zone	Zone X (minimal risk)
APN	`246-090-440-000`

Property Details

APN / Parcel Number

Primary APN	`246-090-440-000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,070 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Architectural Style	Other
Construction Type	Wood
Lot Area	6,100 sqft (0.14 acres)
Garage Type	Mixed
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	495 MAGNOLIA LN
City	TRACY
State	CA
Zip	95376-9011
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RE
Legal Description	REDRAW 881102 FR ORIG APN 237650445
Legal Subdivision	SYCAMORE VILLAGE UNIT #1
Legal Tract	1455
Legal Lot Number	91
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	TRACY
Census Block Group	1
Census Block	1007
Census Tract	5208

Owner

Source: San Joaquin County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	495 MAGNOLIA LN, TRACY, CA 95376-9011
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 3, 2025	Grant Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Dec 3, 2025	Intrafamily Transfer, Transfer FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 3, 2025 · Amount on Record
Deed Sale	Dec 3, 2025 · Amount on Record
Prior Sale	Dec 3, 2025
Deed Document Number	2025-108861
Record Updated	Jun 8, 2026

December 2025: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Dec 3, 2025
Property Address	495 MAGNOLIA LN, TRACY, CA 95376-9011
Document Number	0000108861
Map Reference	VOL 26 PG 80
Instrument Date	Dec 1, 2025
Instrument	2025-108861
Transaction Type	Transfer
Record Updated	Dec 19, 2025
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	495 MAGNOLIA LN, TRACY, CA 95376-9011

Mortgage

Document Number	0000108862
Date	Dec 3, 2025
Instrument	2025-108862

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

December 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN JOAQUIN CA
Recording Date	Dec 3, 2025
Property Address	495 MAGNOLIA LN, TRACY, CA 95376-9011
Document Number	0000108860
Map Reference	VOL 26 PG 80
Instrument Date	Dec 1, 2025
Instrument	2025-108860
Transaction Type	Transfer
Record Updated	Dec 19, 2025
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	495 MAGNOLIA LN, TRACY, CA 95376-9011

Tax Assessment & Valuation

Source: San Joaquin County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Tracy City
Unified School District	Tracy Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$2,492.00 (+10.22%) Homeowner's exemption	$215,942 (+4.04%) Land $91,361 Building $124,581
2023	$2,261.00 (+2.17%) Homeowner's exemption	$207,559 Land $87,814 Building $119,745
2022	$2,213.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TRACY serves 98,215 people · EPA ID CA3910011
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 821 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Zinnia Networks Fixed Wireless	600 / 120
UnWired Broadband Holding Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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