Rockcastle County property record for 495 Madison View Rd, Berea, KY 40403
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,440 sqft |
| Lot Size | 0.771 acres (33,585 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $1,505 (2025) |
| Deeds & Mortgages | Sep 2018 Construction Loan Apr 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 040-00-044.47 |
| Primary APN | 040-00-044.47 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Building Area | 1,440 sqft Living Area |
| Exterior Material | Aluminum/Vinyl |
|---|---|
| Foundation Type | Block |
| Roof Material | Composition Shingle |
| Lot Area | 33,585 sqft (0.771 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Account Number | 521001 |
|---|---|
| Street Address | 495 MADISON VIEW RD |
| City | BEREA |
| State | KY |
| Zip | 40403-8473 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TRACT #9 (0.771 AC) & HOUSE |
| Legal Tract | 9 |
| Jurisdiction | ROCKCASTLE KY |
| Township / Civil Division | CONWAY |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 950100 |
Source: Rockcastle County records, as of January 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 655 MOUNT VERNON RD, BEREA, KY 40403-9567 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 20, 2018 | Deed of Trust, Mortgage · Construction Mortgage PEOPLES BANK & TRUST CO OF MADISON CNTY |
| Apr 21, 2022 | Deed of Trust, Mortgage · Conventional Mortgage WHITAKER BANK INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Deed Document Number | 0000264340 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROCKCASTLE KY |
| Property Address | 495 MADISON VIEW RD, BEREA, KY 40403-8473 |
| Transaction Type | Mortgage |
| Record Updated | Jan 24, 2023 |
| Name | Verified Name |
|---|
| Document Number | 00M288/151 |
|---|---|
| Date | Sep 20, 2018 |
| Book Page | M288/151 |
| Instrument | 151885 |
| Name | PEOPLES BANK & TRUST CO OF MADISON CNTY |
|---|---|
| Type | Bank |
| Address | BEREA, KY 40403 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Sep 19, 2019 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROCKCASTLE KY |
| Property Address | 495 MADISON VIEW RD, BEREA, KY 40403-8473 |
| Transaction Type | Mortgage |
| Record Updated | Jan 24, 2023 |
| Name | Verified Name |
|---|
| Document Number | 000327/531 |
|---|---|
| Date | Apr 21, 2022 |
| Book Page | 327/531 |
| Instrument | 370727 |
| Name | WHITAKER BANK INC |
|---|---|
| Type | Bank |
| Address | LEXINGTON, KY 40509 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | May 1, 2037 |
Source: Rockcastle County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Rockcastle County |
| Unified School District | Rockcastle County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,505.00 (+1,735.37%) | $185,000 (+1,75%) | $185,000 (+1,75%) |
| 2023 | $82.00 | $10,000 | $10,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 3, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 70% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WESTERN ROCKCASTLE WATER ASSOC private · serves 12,623 people · EPA ID KY1020891 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Aug 2025 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures