Ramsey County property record for 495 Mackubin Cir, Shoreview, MN 55126
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,146 sqft · built 1985 |
| Lot Size | 0.299 acres (13,040 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $264,200 (Jul 2012) |
| Tax Bill | $5,370 (2025) |
| Deeds & Mortgages | Jan 2026 Mortgage Nov 2018 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-30-23-34-0028 |
| Primary APN | 13-30-23-34-0028 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,146 sqft Living Area |
| 1st Floor Area | 1,342 sqft |
| Basement Area | 575 sqft |
| Finished Basement | 575 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Split Level |
| Exterior Material | Combination |
| Construction Type | Wood |
| Lot Area | 13,040 sqft (0.299 acres) |
| Lot Dimensions | 163 ft deep x 80 ft wide |
| View / Lot | Neighborhood / Spot |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 617265 |
|---|---|
| Street Address | 495 MACKUBIN CIR |
| City | SAINT PAUL |
| State | MN |
| Zip | 55126-6054 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WILLOW POND FOURTH LOT 4 BLK 1 |
| Legal Range | 23 |
| Legal Township | 30 |
| Legal Section | 13 |
| Legal Subdivision | WILLOW POND FOURTH |
| Legal Block | 1 |
| Legal Lot Number | 4 |
| Jurisdiction | RAMSEY MN |
| Township / Civil Division | SHOREVIEW |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 40707 |
Source: Ramsey County records, as of August 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 495 MACKUBIN CIR, SAINT PAUL, MN 55126-6054 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Jan 27, 2026 | Deed of Trust, Mortgage · Conventional Mortgage CENTRAL MINNESOTA CU |
| Nov 8, 2018 | Deed of Trust, Mortgage · Line of Credit FINANCIAL ONE CU |
| Aug 22, 2018 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 17, 2012 · Amount on Record |
| Deed Sale | Jul 17, 2012 · Amount on Record |
| Prior Sale | Aug 21, 1998 · Amount on Record |
| Deed Document Number | 2012398932 |
| Last Transfer Date | Aug 20, 2018 |
| Transfer Doc | 0004723915 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RAMSEY MN |
| Property Address | 495 MACKUBIN CIR, SHOREVIEW, MN 55126-6054 |
| Transaction Type | Mortgage |
| Record Updated | Feb 4, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0A05094346 |
|---|---|
| Date | Jan 27, 2026 |
| Instrument | A05094346 |
| Name | CENTRAL MINNESOTA CU |
|---|---|
| Type | Credit Union |
| Address | SARTELL, MN 56377 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.75% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Feb 1, 2036 |
| Change Frequency | Annually |
| Min Rate At Change | 3.75% |
| Max Rate At Change | 7.75% |
| Index | 3-Year CMT |
| Max Rate | 18% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RAMSEY MN |
| Property Address | 495 MACKUBIN CIR, SHOREVIEW, MN 55126-6054 |
| Document Number | 0004776886 |
| Instrument Date | Nov 8, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Oct 17, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 495 MACKUBIN CIR SHOREVIEW MN 551266054, SHOREVIEW, MN 55126-6054 |
| Document Number | 0004776886 |
|---|---|
| Date | Oct 4, 2019 |
| Instrument | 4776886 |
| Name | FINANCIAL ONE CU |
|---|---|
| Type | Credit Union |
| Address | COON RAPIDS, MN 55433 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Oct 3, 2024 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | RAMSEY MN |
| Recording Date | Aug 22, 2018 |
| Property Address | 495 MACKUBIN CIR, SHOREVIEW, MN 55126-6054 |
| Document Number | 0004723915 |
| Instrument Date | Aug 20, 2018 |
| Instrument | 4723915 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $1.70 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 495 MACKUBIN CIR SHOREVIEW MN 551266054, SHOREVIEW, MN 55126-6054 |
Source: Ramsey County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Ramsey County |
| Municipality | Shoreview City |
| Unified School District | Mounds View Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $403,000 (-2.44%) Land $94,600 Building $308,400 | $403,000 (-2.44%) Land $94,600 Building $308,400 | |
| 2025 | $5,370.00 (+10.31%) | ||
| 2023 | $4,868.00 Homeowner's exemption | $413,100 Land $94,600 Building $318,500 | $413,100 Land $94,600 Building $318,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2001) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2001 · Severe Winter Storms, Flooding, And Tornadoes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Shoreview serves 26,750 people · EPA ID MN1620020 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2024 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 176 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| CenturyLink DSL · Fiber in parts of the area | 140 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures