495 Liveoak Rd, Reidsville, NC 27320 Property Records

Rockingham County property record for 495 Liveoak Rd, Reidsville, NC 27320

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,248 sqft · built 1992
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on File
Last Sale	$159,500 (Sep 2020)
Tax Bill	$1,158 (2026)
Deeds & Mortgages	Jun 2026 Line of Credit Sep 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`7998-03-42-1538-00`

Property Details

APN / Parcel Number

Primary APN	`7998-03-42-1538-00`
Alternative APN	`146371`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,248 sqft Finished Area
1st Floor Area	1,248 sqft

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Construction Type	Frame
Lot Area	43,560 sqft (1 acres)
Garage Area	520 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	300 sqft
Deck Area	2,000 sqft
Patio Area	200 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump
Heating Fuel	Geothermal

Location & Zoning

Account Number	146371
Street Address	495 LIVEOAK RD
City	REIDSVILLE
State	NC
Zip	27320-8024
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RES AG COU
Legal Description	1 AC DOLLY V RATLIFF SURV EY RATLIFF DOLLY V SURVEY
Legal Subdivision	SURVEY FOR DOLLY V RATLIFF
Jurisdiction	ROCKINGHAM NC
Township / Civil Division	WENTWORTH
Census Block Group	5
Census Block	5034
Census Tract	41100

Owner

495 Liveoak Rd is owned and occupied by two individuals who bought it in September 2020.

Source: Rockingham County records, as of September 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	495 LIVEOAK RD, REIDSVILLE, NC 27320-8024
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 11, 2026	Deed of Trust, Mortgage · Line of Credit FIRST NATIONAL BANK OF PENNSYLVANIA
Sep 24, 2020	Warranty Deed, Transfer · Conventional Mortgage MID-AMERICAN MORTGAGE INC
Jun 24, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage STATE EMPLOYEES CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 24, 2020 · Amount on File
Deed Sale	Sep 24, 2020 · Amount on File
Prior Sale	Jun 14, 2011 · Amount on File
Deed Document Number	2020603171
Deed Book / Page	1586 / 477
Prior Transfer Date	Jun 18, 2020
Prior Transfer Doc	0000599790
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKINGHAM NC
Recording Date	Jun 11, 2026
Property Address	495 LIVEOAK RD, REIDSVILLE, NC 27320-8024
Document Number	0000678802
Book / Page	1715 / 155
Instrument Date	Jun 1, 2026
Instrument	2026678802
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	ACCURATE GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	495 LIVEOAK RD, REIDSVILLE, NC 27320-8024

Mortgage

Document Number	0000678802,
Date	Jun 11, 2026
Book Page	1715/155
Instrument	2026678802

Lender

Name	FIRST NATIONAL BANK OF PENNSYLVANIA

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	264 Months
Due	Jun 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	6.3%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROCKINGHAM NC
Recording Date	Sep 24, 2020
Property Address	495 LIVEOAK RD, REIDSVILLE, NC 27320-8024
Document Number	0000603171
Book / Page	1586 / 477
Instrument Date	Sep 24, 2020
Instrument	603171
Transaction Type	Transfer
Record Updated	Aug 23, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$319.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	592 HARRISON CROSSROAD LOOP, 592, REIDSVILLE, NC 27320-8383

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	495 LIVEOAK RD, REIDSVILLE, NC 27320-8024

Mortgage

Document Number	0000603172
Date	Sep 24, 2020
Instrument	603172

Lender

Name	MID-AMERICAN MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

June 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ROCKINGHAM NC
Recording Date	Jun 24, 2020
Property Address	495 LIVEOAK RD, REIDSVILLE, NC 27320-8024
Document Number	0000599790
Book / Page	1580 / 1028
Instrument Date	Jun 18, 2020
Instrument	599790
Transaction Type	Transfer
Record Updated	Aug 23, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	495 LIVEOAK RD, 495, REIDSVILLE, NC 27320-8024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	495 LIVEOAK RD, REIDSVILLE, NC 27320-8024

Mortgage

Document Number	0000599791
Date	Jun 24, 2020
Instrument	599791

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.87%
Adjustable	Adjustable Rate Rider
Change Frequency	5 Years
Index	5-Year CMT
Margin	2

Tax Assessment & Valuation

The 2026 property tax bill for 495 Liveoak Rd was $1,158, down 1.8% from the year before.

Source: Rockingham County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Rockingham County
Unified School District	Rockingham County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,158.00 (-1.78%)	$187,504 (-) Land $11,352 Building $176,152	$187,504 (-) Land $11,352 Building $176,152
2025	$1,179.00	$187,504 Land $11,352 Building $176,152	$187,504 Land $11,352 Building $176,152
2023	$799.00	$104,566 Land $10,320 Building $94,246	$104,566 Land $10,320 Building $94,246

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 495 Liveoak Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 495 Liveoak Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DAN RIVER WATER INC private · serves 12,573 people · EPA ID NC0279040
Water Source	Purchased surface water from CITY OF EDEN
Last State Inspection	May 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2025
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	11 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Liveoak Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures