Alameda County property record for 495 Laurel Ave, Hayward, CA 94541
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,015 sqft · built 1946 |
| Lot Size | 0.099 acres (4,320 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $440,000 (Apr 2018) |
| Tax Bill | $3,806 (2025) |
| Deeds & Mortgages | Dec 2025 Line of Credit Mar 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 431-8-10 |
| Primary APN | 431-8-10 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,015 sqft Living Area |
| Year Built | Built 1946 |
|---|---|
| Effective Year Built | Effective 1960 |
| Architectural Style | L-Shape |
| Construction Type | Wood |
| Lot Area | 4,320 sqft (0.099 acres) |
| Parking Spaces | 1 Parking Space |
| Street Address | 495 LAUREL AVE |
|---|---|
| City | HAYWARD |
| State | CA |
| Zip | 94541-3825 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT: 00010 BLK: AR: 0431 PAGE: 0008 |
| Legal Subdivision | MEEK ESTATE ORCHARDS |
| Legal Lot Number | 164 |
| Jurisdiction | ALAMEDA CA |
| Township / Civil Division | HAYWARD |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 436301 |
Source: Alameda County records, as of August 5, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 495 LAUREL AVE, HAYWARD, CA 94541-3825 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 15, 2025 | Deed of Trust, Mortgage · Line of Credit BMO BANK NA |
| Mar 8, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF THE WEST |
| May 30, 2017 | Deed of Trust, Mortgage BANC HM LNS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 24, 2018 · Amount on Record |
| Deed Sale | Apr 24, 2018 · Amount on Record |
| Prior Sale | Aug 28, 2008 · Amount on Record |
| Deed Document Number | 201880919 |
| Prior Transfer Date | Aug 15, 2006 |
| Prior Transfer Doc | 0000320871 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALAMEDA CA |
| Property Address | 495 LAUREL AVE, HAYWARD, CA 94541-3825 |
| Transaction Type | Mortgage |
| Record Updated | Jan 27, 2026 |
| Name | Verified Name |
|---|---|
| Address | 495 LAUREL AVE, HAYWARD, CA 94541-3825 |
| Document Number | 0000160344 |
|---|---|
| Date | Dec 15, 2025 |
| Instrument | 2025160344 |
| Name | BMO BANK NA |
|---|---|
| Type | Bank |
| Address | 320 S CANAL ST, CHICAGO, IL 60606 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 12, 2055 |
| Change Frequency | Monthly |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALAMEDA CA |
| Property Address | 495 LAUREL AVE, HAYWARD, CA 94541-3825 |
| Transaction Type | Mortgage |
| Record Updated | Apr 1, 2021 |
| Name | Verified Name |
|---|---|
| Address | 495 LAUREL AVE, HAYWARD, CA 94541-3825 |
| Document Number | 0000093847 |
|---|---|
| Date | Mar 8, 2021 |
| Instrument | 2021093847 |
| Name | BANK OF THE WEST |
|---|---|
| Type | Bank |
| Address | OMAHA, NE 68154 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALAMEDA CA |
| Property Address | 495 LAUREL AVE, HAYWARD, CA 94541-3825 |
| Document Number | 0000118806 |
| Instrument Date | May 30, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 29, 2019 |
| Title Company | NORTH AMERICAN TITLE |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 903 HANOVER ST DALY CITY CA 940141212, DALY CITY, CA 94014-1212 |
| Document Number | 0000118806 |
|---|---|
| Date | Jun 1, 2017 |
| Instrument | 118806 |
| Name | BANC HM LNS |
|---|---|
| Type | Bank |
| Address | IRVINE, CA 92612 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | May 31, 2047 |
Source: Alameda County assessment roll, as of August 5, 2026
| Type | Name |
|---|---|
| State | California |
| County | Alameda County |
| Municipality | Hayward City |
| Unified School District | Hayward Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $298,145 (+2%) Land $89,443 Building $208,702 | ||
| 2025 | $3,806.00 (+2.39%) | $292,300 (+4.04%) Land $87,690 Building $204,610 | |
| 2023 | $3,717.00 | $280,953 Land $84,286 Building $196,667 | $513,360 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF HAYWARD serves 162,954 people · EPA ID CA0110006 |
|---|---|
| Water Source | Purchased surface water from SAN FRANCISCO REGIONAL WATER SYSTEM |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 595 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Unwired Fixed Wireless | 300 / 25 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Etheric Networks, GeoLinks, RobinsonHSS, Sonic Telecom, T-Mobile, Tekify Fiber & Wireless.
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