495 Lane Mill Rd, Bennett, NC 27208 Property Records

Chatham County property record for 495 Lane Mill Rd, Bennett, NC 27208

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,781 sqft · built 1999
Lot Size	5 acres (217,800 sqft)
Owner	Individual Name on File
Tax Bill	$1,500 (2025)
Deeds & Mortgages	Dec 2016 Loan Modification Dec 2016 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0074059`

Property Details

APN / Parcel Number

Primary APN	`0074059`
Alternative APN	`1315376`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,781 sqft Living Area
1st Floor Area	1,300 sqft
Upper Floors Area	520 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Custom Design
Exterior Material	Wood
Construction Type	Wood
Lot Area	217,800 sqft (5 acres)
Garage Type	Attached
Garage Area	672 sqft
Porch	Porch
Porch Area	352 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	495 LANE MILL RD
City	BENNETT
State	NC
Zip	27208-9278
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	A8-12&13F AC 5 BK 98 PG 153
Legal Subdivision	NORTH WEST BEAR CREEK
Legal Block	90
Jurisdiction	CHATHAM NC
Township / Civil Division	BEAR CREEK
Census Block Group	2
Census Block	2008
Census Tract	20500

Owner

495 Lane Mill Rd is owned and occupied by an individual who acquired it in May 2009.

Source: Chatham County records, as of October 27, 2025

Owner of Record	Individual Name on File
Mailing Address	495 LANE MILL RD, BENNETT, NC 27208-9278
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 29, 2016	Loan Modification, Mortgage · Conventional with PMI WELLS FARGO BK
Dec 29, 2016	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	May 15, 2009
Transfer Doc	0000000006
Record Updated	Jun 8, 2026

December 2016: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CHATHAM NC
Property Address	495 LANE MILL RD, BENNETT, NC 27208-9278
Document Number	0000001745
Instrument Date	Dec 29, 2016
Transaction Type	Mortgage
Record Updated	Jan 9, 2019
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	495 LANE MILL RD BENNETT NC 272089278, BENNETT, NC 27208-9278

Mortgage

Document Number	0000001745
Date	Feb 16, 2017
Book Page	001907/000336
Instrument	1745

Lender

Name	WELLS FARGO BK
Type	Bank
Address	FORT MILL, SC 29715

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Feb 15, 2047

Interest

Rate	3.62%

December 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHATHAM NC
Property Address	495 LANE MILL RD, BENNETT, NC 27208-9278
Document Number	0000000906
Instrument Date	Dec 29, 2016
Transaction Type	Mortgage
Record Updated	Mar 31, 2017
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	495 LANE MILL RD BENNETT NC 272089278, BENNETT, NC 27208-9278

Mortgage

Document Number	0000000906
Date	Jan 26, 2017
Book Page	001903/000917
Instrument	906

Lender

Name	HUD-HOUSING/URBAN DEV

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 25, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 495 Lane Mill Rd was $1,500, up 25.9% from the year before.

Source: Chatham County assessment roll, as of October 27, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Chatham County
Unified School District	Chatham County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,500.00 (+25.94%)	$350,580 (+48.17%) Land $50,000 Building $300,580	$350,580 (+48.17%) Land $50,000 Building $300,580
2024	$1,191.00 (+4.38%)	$236,611 (-) Land $34,000 Building $202,611	$236,611 (-) Land $34,000 Building $202,611
2023	$1,141.00	$236,611 Land $34,000 Building $202,611	$236,611 Land $34,000 Building $202,611

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 495 Lane Mill Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 20, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 495 Lane Mill Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Randolph Telephone Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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