495 Lakefront Rd, Quitman, AR 72131 Property Records

Cleburne County property record for 495 Lakefront Rd, Quitman, AR 72131

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,076 sqft · built 1996
Lot Size	0.78 acres (33,977 sqft)
Owner	2 Individual Names on File
Last Sale	$300,000 (Apr 2018)
Tax Bill	$3,495 (2026)
Deeds & Mortgages	Jan 2020 Transfer Mar 2019 Transfer + 1 more
Flood Zone	Zone AE (high risk)
APN	`002-01321-002`

Property Details

APN / Parcel Number

Primary APN	`002-01321-002`
Alternative APN	`14522`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	2,076 sqft Living Area
1st Floor Area	1,740 sqft
Upper Floors Area	336 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Bi-Level
Exterior Material	Other
Construction Type	Frame
Foundation Type	Closed Piers
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	33,977 sqft (0.78 acres)
Garage Type	Mixed
Garage Area	640 sqft
Driveway	Concrete Driveway
Driveway Area	1,450 sqft

Exterior Amenities

Porch	Slab
Porch Area	150 sqft
Deck Area	776 sqft
Patio Area	776 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	495 LAKEFRONT RD
City	QUITMAN
State	AR
Zip	72131-8425
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Range	11
Legal Township	10
Legal Section	09
Legal Subdivision	DIAMOND BLUFF ESTATES
Legal Lot Number	103
Jurisdiction	CLEBURNE AR
Township / Civil Division	CENTER POST
Census Block Group	3
Census Block	3053
Census Tract	480502

Owner

495 Lakefront Rd is owned by two individuals who bought it in April 2018.

Source: Cleburne County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	607 BIG LAKE RD, MARION, AR 72364-2655
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 2, 2020	Intrafamily Transfer, Transfer
Mar 20, 2019	Correction Deed
Apr 18, 2018	Warranty Deed, Transfer · Conventional Mortgage FINANCIAL FEDERAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 18, 2018 · Amount on File
Deed Sale	Apr 18, 2018 · Amount on File
Prior Sale	Jul 3, 2007 · Amount on File
Deed Document Number	20181967
Prior Transfer Date	Dec 13, 2011
Prior Transfer Doc	201109648
Record Updated	Oct 29, 2026

January 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CLEBURNE AR
Recording Date	Jan 2, 2020
Property Address	495 LAKEFRONT RD, QUITMAN, AR 72131-8425
Document Number	202000006
Instrument Date	Dec 23, 2019
Instrument	202000006
Transaction Type	Transfer
Record Updated	Sep 28, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	607 BIG LAKE RD, MARION, AR 72364-2655

March 2019: Correction Deed

Document Type	Correction Deed
Jurisdiction	CLEBURNE AR
Recording Date	Mar 20, 2019
Property Address	495 LAKEFRONT RD, QUITMAN, AR 72131-8425
Document Number	201901531
Instrument Date	Mar 7, 2019
Instrument	201901531
Record Updated	Sep 28, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	607 BIG LAKE RD, MARION, AR 72364-2655

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEBURNE AR
Recording Date	Apr 18, 2018
Property Address	495 LAKEFRONT RD, QUITMAN, AR 72131-8425
Document Number	201801967
Instrument Date	Apr 10, 2018
Instrument	201801967
Transaction Type	Transfer
Record Updated	Sep 28, 2021
Title Company	FIRST NATIONAL TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$990.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1892 MONTROSE DR, 1892, FORREST CITY, AR 72335-2400

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	407 ESTATE DR # BIG, BIG, MARION, AR 72364-9460

Mortgage

Document Number	201801969
Date	Apr 18, 2018
Instrument	201801969

Lender

Name	FINANCIAL FEDERAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	May 1, 2033

Tax Assessment & Valuation

The 2026 property tax bill for 495 Lakefront Rd was $3,495, up 9.1% from the year before.

Source: Cleburne County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Arkansas
County	Cleburne County
Unified School District	Quitman School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,495.00 (+9.08%)	$99,426 (-) Land $26,000 Building $73,426	$497,130 (-) Land $130,000 Building $367,130
2025	$3,204.00	$99,426 Land $26,000 Building $73,426	$497,130 Land $130,000 Building $367,130
2023	$2,689.00	$72,214 Land $20,000 Building $52,214	$361,070 Land $100,000 Building $261,070

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 495 Lakefront Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective February 16, 2006 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	490.0 ft
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 495 Lakefront Rd is moderate, ranking above 42% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · above 47% of Arkansas
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOUNTAIN TOP WATER ASSOCIATION serves 9,253 people · EPA ID AR0000454
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Connect2First Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: TCW.

Cell Coverage

5G (outdoors only) and 4G LTE

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