Warren County property record for 495 Kramer Rd, Avon, IL 61415 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Lot Size | 18,886 sqft (0.433 acres) |
| Occupancy | Owner Occupied |
| Tax Bill | $4,255.00 (2025) |
| Primary APN | 01-100-495-00 |
|---|
| Lot Area | 18,886 sqft (0.433 acres) |
|---|
| Street Address | 495 KRAMER RD |
|---|---|
| City | AVON |
| State | IL |
| Zip | 61415-9034 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | S19 T8 R1 LOT 495 SEC 4 LITTLE SWAN LAKE |
| Legal Range | 01 |
| Legal Township | 08 |
| Legal Section | 19 |
| Legal Subdivision | LITTLE SWAN LAKE SUBDIVISION |
| Legal Lot Number | 495 |
| Jurisdiction | WARREN IL |
| Minor Civil Division | GREENBUSH |
| Census Blockgroup | 4 |
| Census Block | 4064 |
| Census Tract | 870200 |
Source: Warren County records · APN 01-100-495-00
Assessment roll updated July 24, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 495 KRAMER RD, AVON, IL 61415-9034 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jun 26, 2026 | Deed of Trust, Mortgage · Line of Credit TOMPKINS STATE BANK |
| Sep 04, 2019 | Deed of Trust, Mortgage · Conventional Mortgage TOMPKINS STATE BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARREN IL |
| Recording Date | Jun 26, 2026 |
| Property Address | 495 KRAMER RD, AVON, IL 61415-9034 |
| Document Number | 0000001060 |
| Instrument Date | Jun 11, 2026 |
| Instrument | 20261060 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | WESTERN ILLINOIS TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants, 205 |
| Address | 495 KRAMER RD, AVON, IL 61415-9034 |
| Document Number | 0000001060, |
|---|---|
| Date | Jun 26, 2026 |
| Instrument | 20261060 |
| Name | TOMPKINS STATE BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Jun 16, 2031 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.75% |
| Initial Type | Adjustable Rate |
| Adjustable | Document includes a rider for adjustable-rate mortgage with a specific rate change date. |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARREN IL |
| Property Address | 495 KRAMER RD, AVON, IL 61415-9034 |
| Transaction Type | Mortgage |
| Record Updated | Aug 03, 2023 |
| Name | Verified Name |
|---|
| Document Number | 02019R1683 |
|---|---|
| Date | Sep 04, 2019 |
| Instrument | 2019R-1683 |
| Name | TOMPKINS STATE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Aug 21, 2024 |
| Rate Type | Fixed Rate |
|---|
Source: Warren County records · Assessment roll updated July 24, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Warren County |
| County Subdivision | Greenbush Township |
| Unified School District | Abingdon-Avon Community Unit School District 276 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,255.00 (+5.85%) Homeowner's exemption | $61,360 (+7.24%) Land $13,070 Building $48,290 | $184,080 (+7.24%) Land $39,210 Building $144,870 |
| 2024 | $4,020.00 (+11.17%) | $57,220 (+13.71%) Land $12,190 Building $45,030 | $171,660 (+13.71%) Land $36,570 Building $135,090 |
| 2022 | $3,616.00 Homeowner's exemption | $50,320 Land $10,720 Building $39,600 | $150,960 Land $32,160 Building $118,800 |
495 Kramer Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Warren County (17187C), updated August 9, 2021
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 3rd percentile of exposed land nationally · 21st in Illinois |
|---|---|
| Wildfire Likelihood | Low — less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures