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495 Kansas St, Kannapolis, NC 28083 Property Records

Cabarrus County property record for 495 Kansas St, Kannapolis, NC 28083

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 884 sqft · built 2021
Lot Size0.882 acres (38,420 sqft)
OwnerIndividual Name on File
Last Sale$275,000 (Aug 2022)
Tax Bill$1,649 (2023)
Deeds & MortgagesAug 2022 Sale & Mortgage
Flood ZoneZone AE (high risk)
APN5612 99 1048

Property Details

APN / Parcel Number

Primary APN5612 99 1048
Alternative APNs
  • 04065 0004.160000
  • 3879000
  • 156982

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories1 Story
Building Area884 sqft Living Area
Gross Area1,439 sqft
1st Floor Area884 sqft
FlooringSoftwood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2021
Effective Year BuiltEffective 2021
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area38,420 sqft (0.882 acres)
Lot Dimensions170 ft deep x 73 ft wide
Garage TypeCarport
CarportCarport
DrivewayConcrete Driveway
Driveway Area864 sqft
PorchSlab
Deck Area9 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number156982
Street Address495 KANSAS ST
CityKANNAPOLIS
StateNC
Zip28083-6124
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR4
Legal DescriptionWEST SIDE KANSAS ST
Legal SubdivisionMIDWAY EAST
Legal Lot Number8
JurisdictionCABARRUS NC
Township / Civil Division4, KANNAPOLIS
Census Block Group1
Census Block1008
Census Tract40900

Owner

495 Kansas St is owned and occupied by an individual who bought it in August 2022.

Source: Cabarrus County records, as of August 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address495 KANSAS ST, KANNAPOLIS, NC 28083-6124
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 12, 2022 · Amount on File
Deed SaleAug 12, 2022 · Amount on File
Deed Document Number202224763
Deed Book / Page16156 / 202
Record UpdatedOct 29, 2026

August 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCABARRUS NC
Recording DateAug 12, 2022
Property Address495 KANSAS ST, KANNAPOLIS, NC 28083-6124
Document Number0016156202
Book / Page16156 / 202
Instrument DateAug 12, 2022
Transaction TypeTransfer
Record UpdatedJul 18, 2023

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$550.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address500 S CANNON BLVD, KANNAPOLIS, NC 28083-5261

Transferred To (Grantee/Buyer)

NameVerified Name
Address495 KANSAS ST, KANNAPOLIS, NC 28083-6124

Mortgage

Document Number0161560205
DateAug 12, 2022
Instrument16156-0205
Lender
NameCARDINAL FINANCIAL COMPANY LP
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueSep 1, 2052

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of August 27, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCabarrus County
MunicipalityKannapolis City
Unified School DistrictKannapolis City Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$272,160 Land $51,000 Building $221,160
2024$272,160 (+76.95%) Land $51,000 Building $221,160
2023$1,649.00$153,810 Land $33,000 Building $120,810$153,810 Land $33,000 Building $120,810

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 495 Kansas St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Nearby Flood Policies3 in force
Nearby Flood Claims1 (1989)
Claims Outside the SFHA1 of 1
Most Recent ClaimSep 1989 · Hurricane Hugo

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 495 Kansas St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 99% of North Carolina
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF KANNAPOLIS
serves 56,050 people · EPA ID NC0180065
Water SourceSurface water
Last State InspectionMay 2026
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Apr 2026
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 253 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Windstream
Fiber · DSL in parts of the area		2,000 / 2,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless		100 / 20

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