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495 Junius Lee Rd, Ripley, TN 38063 Property Records

Lauderdale County property record for 495 Junius Lee Rd, Ripley, TN 38063

Property Summary

Property TypeSingle Family Home
Details3 ba · 2,864 sqft · built 1999
Lot Size5 acres (217,800 sqft)
OwnerIndividual Name on File
Last Sale$435,000 (Aug 2024)
Tax Bill$2,296 (2025)
Deeds & MortgagesOct 2021 Sale & Mortgage
Dec 2020 Sale
Flood ZoneZone X (minimal risk)
APN049103 01303

Property Details

APN / Parcel Number

Primary APN049103 01303
Alternative APN
  • 103 01303

Interior

Full Baths3 Baths
Plumbing Fixtures8 Plumbing Fixtures
Stories1 Story
Building Area2,864 sqft Living Area
1st Floor Area3,734 sqft
Upper Floors Area576 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 2015
Exterior MaterialSiding
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area217,800 sqft (5 acres)
TerrainRolling
Garage TypeMixed
Garage Area1,152 sqft
Parking Spaces4 Parking Spaces

Exterior Amenities

Pool Area648 sqft
PorchOpen Porch
Porch Area232 sqft
Utility Building110 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Street Address495 JUNIUS LEE RD
CityRIPLEY
StateTN
Zip38063-5367
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDISTRICT: 10, COUNTY AREA: F10 1 ADDITIONAL MOBILE HOME
JurisdictionLAUDERDALE TN
Township / Civil Division1
Census Block Group1
Census Block1046
Census Tract50100

Owner

495 Junius Lee Rd is owned and occupied by an individual who bought it in August 2024.

Source: Lauderdale County records, as of January 26, 2026

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address495 JUNIUS LEE RD, RIPLEY, TN 38063-5367
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 12, 2021Warranty Deed, Transfer · FHA Mortgage
CALIBER HOME LOANS INC
Dec 16, 2020Warranty Deed, Transfer
FAYETTE COUNTY TITLE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 1, 2024 · Amount on File
Deed SaleAug 1, 2024 · Amount on File
Prior SaleOct 12, 2021 · Amount on File
Deed Document Number206851
Deed Book / Page808 / 672
Record UpdatedJun 8, 2026

October 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAUDERDALE TN
Recording DateOct 12, 2021
Property Address495 JUNIUS LEE RD, RIPLEY, TN 38063-5367
Document Number763/403
Book / Page763 / 403
Instrument DateSep 30, 2021
Instrument197054
Transaction TypeTransfer
Record UpdatedOct 26, 2021
Title CompanyFAYETTE COUNTY TITLE COMPANY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,313.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address495 JUNIUS LEE RD, RIPLEY, TN 38063-5367

Mortgage

Document Number197055
DateOct 12, 2021
Instrument197055
Lender
NameCALIBER HOME LOANS INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueOct 1, 2051

December 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAUDERDALE TN
Recording DateDec 16, 2020
Property Address495 JUNIUS LEE RD, RIPLEY, TN 38063-5367
Document Number0000193805
Book / Page000748 / 000426
Instrument DateDec 10, 2020
Instrument193805
Transaction TypeTransfer
Record UpdatedJan 11, 2021
Title CompanyFAYETTE COUNTY TITLE

Transaction

AmountAmount on Record
Tax$555.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address495 JUNIUS LEE RD RIPLEY TN 380635367, RIPLEY, TN 38063-5367

Tax Assessment & Valuation

The 2025 property tax bill for 495 Junius Lee Rd was $2,296.

Source: Lauderdale County assessment roll, as of May 20, 2025

Property Jurisdictions

TypeName
StateTennessee
CountyLauderdale County
Unified School DistrictLauderdale County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,296.00$90,400 Land $6,350 Building $84,050
2023$81,700 Land $6,350 Building $75,350
2021$361,600 Land $25,400 Building $336,200
2018$1,354.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 495 Junius Lee Rd in Zone X, an area of minimal flood risk, though there have been 53 flood claims nearby since 1991.

Source: FEMA National Flood Hazard Layer, effective September 28, 2007 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 12 policies
Nearby Flood Policies12 in force
Nearby Flood Claims53 (1991–2016)
Claims Outside the SFHA1 of 53
Most Recent ClaimJan 2016 · other causes
Claims by Event
  • Severe Storms, Straight-line Winds, Tornadoes, And Flooding, May 2011 · 23 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 495 Junius Lee Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · above 49% of Tennessee
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLAUDERDALE CO WATER SYSTEM
serves 9,092 people · EPA ID TN0000581
Water SourceGroundwater
Last State InspectionJan 2024
Lead3 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Forked Deer Connect
Fiber		2,500 / 1,250
Aeneas Communications
Fiber		1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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