495 Joya Dr, Madera, CA 93637 Property Records

Madera County property record for 495 Joya Dr, Madera, CA 93637 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,573 sqft · built 2006
Lot Size	0.103 acres (4,500 sqft)
Owner	Individual Name on File
Last Sale	$145,000 (Jan 2010)
Tax Bill	$2,809 (2025)
Deeds & Mortgages	Sep 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`012-254-027-000`

Property Details

APN / Parcel Number

Primary APN	`012-254-027-000`
Alternative APN	`012254027`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,573 sqft Living Area
1st Floor Area	1,573 sqft
Basement Area	441 sqft

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Construction Type	Frame
Lot Area	4,500 sqft (0.103 acres)
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	495 JOYA DR
City	MADERA
State	CA
Zip	93637-6512
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TIERRA VISTA ESTATES LOT 23
Legal Subdivision	TIERRA VISTA ESTATES
Legal Lot Number	23
Jurisdiction	MADERA CA
Township / Civil Division	MADERA
Census Block Group	2
Census Block	2003
Census Tract	510

Owner

Source: Madera County records · APN 012-254-027-000

Assessment roll updated July 20, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	495 JOYA DR, MADERA, CA 93637-6512
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 29, 2010 · Amount on Record
Deed Sale	Jan 29, 2010 · Amount on Record
Prior Sale	Aug 12, 2009 · Amount on Record
Deed Document Number	20103240
Record Updated	Sep 20, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADERA CA
Property Address	495 JOYA DR, MADERA, CA 93637-6512
Transaction Type	Mortgage
Record Updated	Oct 11, 2022
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	495 JOYA DR, MADERA, CA 93637-6512

Mortgage

Document Number	0000024675
Date	Sep 28, 2022
Instrument	2022024675

Lender

Name	GOLDWATER BANK NA
Type	Bank
Address	PHOENIX, AZ 85016

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2052

Tax Assessment & Valuation

Source: Madera County records · Assessment roll updated July 20, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	California
County	Madera County
Municipality	Madera City
Unified School District	Madera Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$190,893 (+2%) Land $63,189 Building $127,704
2025	$2,809.00 (+2.63%)	$187,150 (+4.04%) Land $61,950 Building $125,200
2023	$2,737.00 (+4.35%)	$179,886 Land $59,546 Building $120,340
2022	$2,623.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Madera County (06039C), updated October 18, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060390005102, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	4 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 219 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
UnWired Broadband Holding	Fixed Wireless (unlicensed)	1,000 / 1,000
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: AT&T, Cal.net, Verizon, UnWired Broadband Holding. Availability varies by address; speeds are provider-advertised maximums, not measured.