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495 John King Rd, Crestview, FL 32539 Property Records

Okaloosa County property record for 495 John King Rd, Crestview, FL 32539 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details5 bd · 3.5 ba · 3,373 sqft · built 1996
Lot Size2.08 acres (90,605 sqft)
Owner2 Individual Names on File
Last Sale$650,000 (Aug 2024)
Tax Bill$4,370 (2025)
Deeds & MortgagesJan 2023 Line of Credit
Oct 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APNC56-000-597-9592-2

Property Details

APN / Parcel Number

Primary APNC56-000-597-9592-2
Alternative APNs
  • 34-3N-23-0000-0006-004A
  • 23N33400000006004A

Interior

Bedrooms5 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,373 sqft Living Area
Gross Area3,815 sqft
1st Floor Area2,614 sqft
Upper Floors Area759 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1996
Effective Year BuiltEffective 2015
Exterior MaterialBrick
Roof TypeGable/Hip
Roof MaterialWood
Lot Area90,605 sqft (2.08 acres)
PorchFinished/Open Porch
Porch Area442 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address495 JOHN KING RD
CityCRESTVIEW
StateFL
Zip32539-5739
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCOM SE COR SE1/4 OF NW1/4 N509 FT W881.78 FT N530.40 FT TO POB CONT N278.61 FT E307 FT S7 DEG E284 FT W343.95 FT TO POB ELY 20 FT FOR PERPETUAL ESMT
Legal Range23W
Legal Township03N
Legal Section34
Legal Block6
Legal Lot Number4A
JurisdictionOKALOOSA FL
Township / Civil DivisionCRESTVIEW
Census Block Group3
Census Block3001
Census Tract20702

Owner

Source: Okaloosa County records · APN C56-000-597-9592-2

Assessment roll updated December 31, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address570 RADIANT CIR, MARY ESTHER, FL 32569-3423
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Jan 03, 2023Deed of Trust, Mortgage · Line of Credit
PNC BANK NA
Oct 05, 2020Deed of Trust, Mortgage · Conventional Mortgage
CARDINAL FINANCIAL COMPANY LP
Aug 29, 2019Warranty Deed, Transfer · Conventional Mortgage
BBVA USA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 09, 2024 · Amount on Record
Deed SaleAug 09, 2024 · Amount on Record
Prior SaleAug 29, 2019 · Amount on Record
Deed Document Number20243704523
Prior Transfer DateDec 28, 2010
Prior Transfer Doc0029662037
Record UpdatedJun 08, 2026

January 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOKALOOSA FL
Property Address495 JOHN KING RD, CRESTVIEW, FL 32539-5739
Transaction TypeMortgage
Record UpdatedJan 19, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address495 JOHN KING RD, CRESTVIEW, FL 32539-5739

Mortgage

Document Number0036564994
DateJan 03, 2023
Book Page3656/4994
Instrument3598803
Lender
NamePNC BANK NA
TypeBank
AddressWILMINGTON, DE 19801
Agreement
TypeLine of Credit
AmountAmount Recorded
Term479 Months
DueDec 21, 2062
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOKALOOSA FL
Property Address495 JOHN KING RD, CRESTVIEW, FL 32539-5739
Transaction TypeMortgage
Record UpdatedSep 22, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address495 JOHN KING RD, CRESTVIEW, FL 32539-5739

Mortgage

Document Number0034963231
DateOct 05, 2020
Book Page3496/3231
Instrument3396243
Lender
NameCARDINAL FINANCIAL COMPANY LP
TypeMortgage Company
AddressCHARLOTTE, NC 28273
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 01, 2050

August 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKALOOSA FL
Recording DateAug 29, 2019
Property Address495 JOHN KING RD, CRESTVIEW, FL 32539-5739
Document Number0034162305
Book / Page3416 / 2305
Instrument DateAug 09, 2019
Instrument3301446
Transaction TypeTransfer
Record UpdatedSep 22, 2021
Title CompanyKNIGHT BARRY TITLE SLN INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,925.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressSTATION HOUSE CAISER ROAD HOLTON LE MOOR LINCOLNSH, XX

Transferred To (Grantee/Buyer)

NameVerified Name
Address495 JOHN KING RD, CRESTVIEW, FL 32539-5739

Mortgage

Document Number34162308
DateAug 29, 2019
Instrument3416-2308
Lender
NameBBVA USA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2049

Tax Assessment & Valuation

Source: Okaloosa County records · Assessment roll updated December 31, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$4,370.00 (+77.93%)$446,232 (+59.56%) Land $72,985 Building $373,247$446,232 (+7.04%) Land $72,985 Building $373,247
2023$2,456.00 (+2.29%) Homeowner's exemption$279,669 (+3%)$416,894 (+6.34%) Land $62,009 Building $354,885
2022$2,401.00 Homeowner's exemption$271,523$392,027 Land $57,952 Building $334,075

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Okaloosa County (12091C), updated March 8, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120910207023, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 25 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies25 in force

Wildfire

Wildfire RiskModerate
above 51% of the US · above 21% of Florida
Wildfire LikelihoodAbout 1 in 813 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 203 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
LiveOak FiberFiber5,000 / 5,000
Cox CommunicationsCable2,000 / 100

May also be available at this address: Cox Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.

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