495 Jackson Mill Rd, Demorest, GA 30535 Property Records

Habersham County property record for 495 Jackson Mill Rd, Demorest, GA 30535

Property Summary

Property Type	Rural Home
Details	5 bd · 4 ba · 2,214 sqft · built 2019
Lot Size	24.6 acres (1,072,447 sqft)
Owner	2 Individual Names on Record
Last Sale	$239,500 (Apr 2018)
Tax Bill	$9,169 (2026)
Deeds & Mortgages	Dec 2019 Line of Credit Jul 2025 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`040 073`

Property Details

APN / Parcel Number

Primary APN	`040 073`
Alternative APNs	`675101` `382338`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Stories	1 Story
Building Area	2,214 sqft Heated Area
Gross Area	6,534 sqft
1st Floor Area	2,214 sqft
Basement Area	2,214 sqft
Finished Basement	2,214 sqft
Flooring	Hardwood
Interior Walls	Custom/Decorative
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Wood
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	1,072,447 sqft (24.6 acres)
Garage Area	2,804 sqft
Parking Spaces	10 Parking Spaces
Pool Area	822 sqft
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	382338
Street Address	495 JACKSON MILL RD
City	DEMOREST
State	GA
Zip	30535-2106
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	LI
Legal Description	11-162 PB 29-27 & 55-248 DB 1165-223
Legal Subdivision	TRACT 1 2
Jurisdiction	HABERSHAM GA
Township / Civil Division	CLARKESVILLE
Census Block Group	2
Census Block	2021
Census Tract	201

Owner

Source: Habersham County records, as of September 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	495 JACKSON MILL RD, DEMOREST, GA 30535-2106
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 10, 2019	Deed of Trust, Mortgage · Line of Credit SOUTHERN BANK
Jul 29, 2025	Deed of Trust, Mortgage · Line of Credit RABUN COUNTY BANK
Apr 30, 2018	Warranty Deed, Transfer WHITING RICHARD L

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 30, 2018 · Amount on Record
Deed Sale	Apr 30, 2018 · Amount on Record
Deed Document Number	2018755
Deed Book / Page	1165 / 223
Record Updated	Oct 29, 2026

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HABERSHAM GA
Property Address	495 JACKSON MILL RD, DEMOREST, GA 30535-2106
Transaction Type	Mortgage
Record Updated	May 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	495 JACKSON MILL RD, DEMOREST, GA 30535-2106
Investor	Possibly a Property Investor

Mortgage

Document Number	0000001207/0000001190
Date	Dec 10, 2019
Book Page	0000001207/0000001190

Lender

Name	SOUTHERN BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Jan 1, 2029

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HABERSHAM GA
Property Address	495 JACKSON MILL RD, DEMOREST, GA 30535-2106
Transaction Type	Mortgage
Record Updated	Mar 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	389 WASHINGTON ST, CLARKESVILLE, GA 30523-6229

Mortgage

Document Number	0000001404/0000000893
Date	Jul 29, 2025
Book Page	0000001404/0000000893

Lender

Name	RABUN COUNTY BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jan 1, 2050

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HABERSHAM GA
Recording Date	Apr 30, 2018
Property Address	495 JACKSON MILL RD, DEMOREST, GA 30535-2106
Document Number	001165/223
Book / Page	1165 / 223
Instrument Date	Apr 30, 2018
Instrument	2018-000755
Transaction Type	Transfer
Record Updated	Sep 8, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 3181, CLEVELAND, GA 30528-0056
Investor	Possibly a Property Investor

Mortgage

Document Number	001165/225
Date	May 4, 2018
Book Page	1165/225

Lender

Name	WHITING RICHARD L

Agreement

Amount	Amount Recorded
Term	36 Months
Due	May 1, 2021

Tax Assessment & Valuation

Source: Habersham County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Habersham County
Unified School District	Habersham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,169.00 Homeowner's exemption	$519,528 (+19.58%) Land $95,518 Building $424,010	$1,298,819 (+19.58%) Land $238,795 Building $1,060,024
2023	Homeowner's exemption	$434,476 (+22.47%) Land $137,036 Building $297,440	$1,086,190 (+22.47%) Land $342,590 Building $743,600
2022	Homeowner's exemption	$354,772 Land $96,928 Building $257,844	$886,930 Land $242,320 Building $644,610

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 5, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · above 73% of Georgia
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TrailWave Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Windstream.

Cell Coverage

5G (outdoors only) and 4G LTE

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