495 Howard Dr, Monroe, MI 48161 Property Records

Monroe County property record for 495 Howard Dr, Monroe, MI 48161

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,356 sqft · built 1925
Lot Size	0.602 acres (26,223 sqft)
Owner	Individual Name on Record
Last Sale	$57,000 (Jul 2011)
Tax Bill	$1,747 (2025)
Deeds & Mortgages	Feb 2018 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`12-250-028-00`

Property Details

APN / Parcel Number

Primary APN	`12-250-028-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,356 sqft Living Area
1st Floor Area	1,356 sqft
Basement Area	1,328 sqft

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Architectural Style	Cape Cod
Lot Area	26,223 sqft (0.602 acres)
Lot Dimensions	140 ft deep x 63 ft wide
Garage Area	360 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C

Location & Zoning

Street Address	495 HOWARD DR
City	MONROE
State	MI
Zip	48161-1650
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MAP 90 WERTENBERGER PLACE LOT 29 ALSO S 18 FT OF LOT 30
Legal Subdivision	WERTENBERGER PLACE - MONROE TO
Legal Lot Number	29-30
Jurisdiction	MONROE MI
Township / Civil Division	MONROE
Census Block Group	4
Census Block	4005
Census Tract	832300

Owner

Source: Monroe County records, as of September 3, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	495 HOWARD DR, MONROE, MI 48161-1650
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 22, 2011 · Amount on Record
Deed Sale	Jul 22, 2011 · Amount on Record
Prior Sale	Oct 19, 2010 · Amount on Record
Deed Document Number	201113560
Prior Transfer Date	Oct 7, 2010
Prior Transfer Doc	0000019210
Record Updated	Oct 29, 2026

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MI
Property Address	495 HOWARD DR, MONROE, MI 48161-1650
Document Number	0000002747
Instrument Date	Feb 10, 2018
Transaction Type	Mortgage
Record Updated	Mar 6, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	495 HOWARD DR MONROE MI 481611650, MONROE, MI 48161-1650

Mortgage

Document Number	0000002747
Date	Feb 20, 2018
Instrument	2747

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 19, 2048

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of September 3, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Monroe County
County Subdivision	Monroe Charter Township
Unified School District	Monroe Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$95,250 (+21.57%) Land $7,000 Building $88,250	$190,500 (+21.57%) Land $14,000 Building $176,500
2025	$1,747.00 (+15.09%) Homeowner's exemption
2023	$1,518.00 Homeowner's exemption	$78,350	$156,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 8, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONROE serves 49,467 people · EPA ID MI0004450
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jun 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 504 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Mercury Fiber, T-Mobile.

Nearby Properties on Howard Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures