Lane County property record for 495 Horn Ln, Eugene, OR 97404 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,694 sqft · built 1993 |
| Lot Size | 0.259 acres (11,299 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $435,000 (Dec 2023) |
| Tax Bill | $4,723 (2025) |
| Deeds & Mortgages | Dec 2025 Mortgage Dec 2023 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 17-04-24-22-04703-000 |
| Primary APN | 17-04-24-22-04703-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,694 sqft Living Area |
| Gross Area | 2,318 sqft |
| 1st Floor Area | 1,694 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 11,299 sqft (0.259 acres) |
| Lot Dimensions | 112 ft deep x 82 ft wide |
| Garage Type | Attached |
| Garage Area | 624 sqft |
| Driveway | Driveway |
| Driveway Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Wall Unit |
|---|---|
| Heating System | Floor/Wall Furnace |
| Account Number | 1485687 |
|---|---|
| Street Address | 495 HORN LN |
| City | EUGENE |
| State | OR |
| Zip | 97404-2971 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TL 04703 |
| Legal Range | 04 |
| Legal Township | 17 |
| Legal Section | 24 |
| Legal Subdivision | ONEILL ESTATES |
| Legal Lot Number | 4703 |
| Jurisdiction | LANE OR |
| Township / Civil Division | EUGENE-SPRINGFIELD |
| Census Block Group | 3 |
| Census Block | 3043 |
| Census Tract | 2800 |
Source: Lane County records · APN 17-04-24-22-04703-000
Assessment roll updated November 10, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 495 HORN LN, EUGENE, OR 97404-2971 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Dec 29, 2025 | Deed of Trust, Mortgage · VA Mortgage INTERCAP LENDING |
| Dec 21, 2023 | Warranty Deed, Transfer · VA Mortgage INTERCAP LENDING |
| Sep 15, 2022 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 21, 2023 · Amount on Record |
| Deed Sale | Dec 21, 2023 · Amount on Record |
| Deed Document Number | 202336150 |
| Prior Transfer Date | Sep 14, 2022 |
| Prior Transfer Doc | 0000039205 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LANE OR |
| Property Address | 495 HORN LN, EUGENE, OR 97404-2971 |
| Transaction Type | Mortgage |
| Record Updated | Jan 06, 2026 |
| Title Company | WESTERN TITLE AND ESCROW COMPANY, WESTERN TITLE & ESCROW CO |
| Name | Verified Name |
|---|---|
| Address | 495 HORN LN, EUGENE, OR 97404-2971 |
| Document Number | 0000041003 |
|---|---|
| Date | Dec 29, 2025 |
| Instrument | 2025-041003 |
| Name | INTERCAP LENDING |
|---|---|
| Type | Mortgage Company |
| Address | SALT LAKE CITY, UT 84121 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LANE OR |
| Recording Date | Dec 21, 2023 |
| Property Address | 495 HORN LN, EUGENE, OR 97404-2971 |
| Document Number | 0000036150 |
| Map Reference | FILE 74 SL 40 |
| Instrument Date | Dec 20, 2023 |
| Instrument | 2023-036150 |
| Transaction Type | Transfer |
| Record Updated | Jan 08, 2024 |
| Title Company | WESTERN TITLE & ESCROW |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 495 HORN LN, EUGENE, OR 97404-2971 |
| Document Number | 0000036151 |
|---|---|
| Date | Dec 21, 2023 |
| Instrument | 2023-036151 |
| Name | INTERCAP LENDING |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2054 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | LANE OR |
| Recording Date | Sep 15, 2022 |
| Property Address | 495 HORN LN, EUGENE, OR 97404-2971 |
| Document Number | 0000039205 |
| Map Reference | FILE 74 SL 40 |
| Instrument Date | Sep 14, 2022 |
| Instrument | 2022-039205 |
| Transaction Type | Transfer |
| Record Updated | Jun 07, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 1224 NE WALNUT ST # 258, 258, ROSEBURG, OR 97470-2026 |
Source: Lane County records · Assessment roll updated November 10, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Oregon |
| County | Lane County |
| Municipality | Eugene City |
| Unified School District | Eugene School District 4J (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,723.00 (+3.92%) | $242,436 (+6.09%) | $540,555 (+6.98%) Land $132,139 Building $408,416 |
| 2023 | $4,545.00 (+4%) | $228,520 (+3%) | $505,270 (+12.89%) Land $106,416 Building $398,854 |
| 2022 | $4,370.00 | $221,865 | $447,597 Land $108,548 Building $339,049 |
Source: FEMA National Flood Hazard Layer, Lane County (41039C), updated August 26, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 410390028003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (1979) |
| Most Recent Claim | Apr 1979, rainfall accumulation |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 388 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Xfinity | Cable | 2,000 / 250 |
| Alyrica Networks | Fixed Wireless | 400 / 50 |
| Verizon | Fixed Wireless | 300 / 20 |
| Lumen Technologies | DSL | 140 / 20 |
| AT&T | Fixed Wireless | 100 / 20 |
May also be available at this address: Lumen Technologies. Availability varies by address; speeds are provider-advertised maximums, not measured.
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