495 Hattie Dr, Hampstead, MD 21074 Property Records

Carroll County property record for 495 Hattie Dr, Hampstead, MD 21074

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,793 sqft · built 1993
Lot Size	1.3 acres (56,889 sqft)
Owner	2 Individual Names on File
Last Sale	$710,000 (Jun 2026)
Tax Bill	$5,255 (2026)
Deeds & Mortgages	Jun 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08-053332`

Property Details

APN / Parcel Number

Primary APN	`08-053332`
Alternative APNs	`8053332` `053332`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,793 sqft Total Area

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	56,889 sqft (1.3 acres)
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	In-Ground Vinyl Pool
Pool Area	450 sqft
Porch	Slab
Porch Area	216 sqft
Deck Area	324 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	053332
Street Address	495 HATTIE DR
City	HAMPSTEAD
State	MD
Zip	21074-1748
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AGRIC
Legal Description	LT 7- 1.3058 ACS 495 HATTIE DR 35-9/8 ABBYS RETREAT
Legal Subdivision	ABBYS RETREAT
Legal Lot Number	7
Jurisdiction	CARROLL MD
Township / Civil Division	8, HAMPSTEAD
Census Block Group	2
Census Block	2000
Census Tract	508200

Owner

495 Hattie Dr is owned and occupied by two individuals who bought it in June 2026.

Source: Carroll County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	495 HATTIE DR, HAMPSTEAD, MD 21074-1748
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 24, 2026 · Amount on File
Deed Sale	Jun 24, 2026 · Amount on File
Prior Sale	Sep 22, 1992 · Amount on File
Deed Book / Page	11799 / 229
Record Updated	Oct 29, 2026

June 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	CARROLL MD
Recording Date	Jun 24, 2026
Property Address	495 HATTIE DR, HAMPSTEAD, MD 21074-1748
Document Number	1179000229
Book / Page	11799 / 229
Instrument Date	May 26, 2026
Transaction Type	Transfer
Record Updated	Jul 7, 2026
Title Company	COMMUNITY TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$717,100.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	495 HATTIE DR, HAMPSTEAD, MD 21074-1748

Mortgage

Document Number	1179000235,
Date	Jun 24, 2026
Book Page	11799/235

Lender

Name	FIRST COMMUNITY MORTGAGE INC

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.36%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

Tax Assessment & Valuation

The 2026 property tax bill for 495 Hattie Dr was $5,255 with a homeowner's exemption, up 7.9% from the year before.

Source: Carroll County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,255.00 (+7.95%) Homeowner's exemption	$463,933 (+4.77%)	$506,200 (+14.32%) Land $183,000 Building $323,200
2025	$4,868.00 Homeowner's exemption	$442,800 Land $148,000 Building $294,800	$442,800 Land $148,000 Building $294,800
2023	$4,452.00 Homeowner's exemption	$394,000	$442,800 Land $148,000 Building $294,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 495 Hattie Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2005.

Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2005)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2005 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 495 Hattie Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Quantum Internet & Telephone Fiber	2,000 / 2,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20