Pittsylvania County property record for 495 Happy Ln, Chatham, VA 24531
| Property Type | Mobile Home |
|---|---|
| Details | 3 bd · 2 ba · 1,768 sqft · built 2012 |
| Lot Size | 1.37 acres (59,677 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,001 (2026) |
| Deeds & Mortgages | Jun 2012 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 2429-91-2994 |
| Primary APN | 2429-91-2994 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,768 sqft Living Area |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2012 |
|---|---|
| Effective Year Built | Effective 2012 |
| Architectural Style | Mobile Home |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 59,677 sqft (1.37 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 67605 |
|---|---|
| Street Address | 495 HAPPY LN |
| City | CHATHAM |
| State | VA |
| Zip | 24531-5524 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Local Zoning Code | A-1 |
| Legal Description | HAPPY LANE ESTATES LOT 2 |
| Legal Subdivision | HAPPY LANE ESTATES (0317) |
| Legal Lot Number | 2 |
| Jurisdiction | PITTSYLVANIA VA |
| Township / Civil Division | CALLANDS-GRETNA |
| Census Block Group | 3 |
| Census Block | 3020 |
| Census Tract | 10600 |
495 Happy Ln, a mobile home, is owned and occupied by an individual.
Source: Pittsylvania County records, as of August 18, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 495 HAPPY LN, CHATHAM, VA 24531-5524 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PITTSYLVANIA VA |
| Property Address | 495 HAPPY LN, CHATHAM, VA 24531-5524 |
| Transaction Type | Mortgage |
| Record Updated | Jan 27, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 01200/3200 |
|---|---|
| Date | Jun 13, 2012 |
| Book Page | 1200/3200 |
| Name | USDA |
|---|---|
| Type | Government Agency |
| Type | USDA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 12, 2042 |
| Rate Type | Fixed Rate |
|---|
The 2026 property tax bill for 495 Happy Ln was $1,001, up 0.1% from the year before.
Source: Pittsylvania County assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Pittsylvania County |
| Unified School District | Pittsylvania County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,001.00 (+0.1%) | $161,400 Land $10,000 Building $151,400 | $161,400 Land $10,000 Building $151,400 |
| 2025 | $1,000.00 | ||
| 2022 | $100,800 Land $10,000 Building $90,800 | $100,800 Land $10,000 Building $90,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 495 Happy Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 25, 2016
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 495 Happy Ln is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Verizon Fixed Wireless | 25 / 6 |
| T-Mobile Fixed Wireless | 25 / 3 |
| RiverStreet Networks Fixed Wireless | 10 / 1 |
5G (outdoors only) and 4G LTE
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