495 Grove St, Constantine, MI 49042 Property Records

St. Joseph County property record for 495 Grove St, Constantine, MI 49042 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,476 sqft · built 1930
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on File
Last Sale	$179,500 (Mar 2025)
Tax Bill	$1,486 (2025)
Deeds & Mortgages	Jul 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`043-080-158-00`

Property Details

APN / Parcel Number

Primary APN	`043-080-158-00`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Building Area	1,476 sqft Building Perimeter
1st Floor Area	1,216 sqft
Basement Area	520 sqft
Unfinished Basement	520 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Lot Area	10,019 sqft (0.23 acres)
Lot Dimensions	140 ft deep x 70 ft wide

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	495 GROVE ST
City	CONSTANTINE
State	MI
Zip	49042-1223
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 23 BLK 16. ASSESSORS PLAT OF ABSTRACTORS ADD. VIL OF CONSTANTINE.
Legal Subdivision	ABSTRACTORS ADD
Legal Block	16
Legal Lot Number	23
Jurisdiction	ST JOSEPH MI
Township / Civil Division	CONSTANTINE
Census Block Group	4
Census Block	4024
Census Tract	41101

Owner

Source: St. Joseph County records · APN 043-080-158-00

Assessment roll updated August 11, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	23317 MICHIGAN AVE, MENDON, MI 49072-9757
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 27, 2025 · Amount on Record
Deed Sale	Mar 27, 2025 · Amount on Record
Prior Sale	Jul 26, 2022 · Amount on Record
Deed Document Number	20252068
Record Updated	Sep 20, 2026

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH MI
Recording Date	Jul 26, 2022
Property Address	495 GROVE ST, CONSTANTINE, MI 49042-1223
Document Number	2022006669
Map Reference	LB 2 PG 50
Instrument Date	Jul 25, 2022
Instrument	2022006669
Transaction Type	Transfer
Record Updated	Aug 09, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,290.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	495 GROVE ST, 495, CONSTANTINE, MI 49042-1223

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14250 RIVERSIDE DR APT 44, 44, CONSTANTINE, MI 49042-9778

Mortgage

Date	Jul 26, 2022

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2052

Tax Assessment & Valuation

Source: St. Joseph County records · Assessment roll updated August 11, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Joseph County
County Subdivision	Constantine Township
Municipality	Constantine Village
Unified School District	Constantine Public School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$77,100	$154,200
2025	$1,486.00 Homeowner's exemption

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Joseph County (26149C), updated June 4, 2010 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 261490411014, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 201 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Surf Air Wireless	Fiber	8,000 / 8,000
Xfinity	Cable	1,200 / 35
Verizon	Fixed Wireless	300 / 20
Mercury Broadband	Fixed Wireless (licensed-by-rule)	150 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.