Brunswick County property record for 495 Great Oak Cir, Sunset Beach, NC 28468
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,596 sqft · built 1982 |
| Lot Size | 0.522 acres (22,738 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $150,000 (Jul 2015) |
| Tax Bill | $1,586 (2025) |
| Deeds & Mortgages | Aug 2023 Mortgage Jun 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 256CB072 |
| Primary APN | 256CB072 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 1,596 sqft Heated Area |
| Gross Area | 1,704 sqft |
| 1st Floor Area | 1,260 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1982 |
|---|---|
| Effective Year Built | Effective 1989 |
| Exterior Material | Brick Veneer |
| Foundation Type | Raised |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 22,738 sqft (0.522 acres) |
| Deck Area | Deck Area |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 80145114 |
|---|---|
| Street Address | 495 GREAT OAK CIR |
| City | SUNSET BEACH |
| State | NC |
| Zip | 28468-4215 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MR2 |
| Legal Description | L-122 SHORELINE WOODS PLAT J/191 |
| Legal Subdivision | SHORELINE WOODS |
| Legal Lot Number | 122 |
| Jurisdiction | BRUNSWICK NC |
| Township / Civil Division | SHALLOTTE |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 20510 |
495 Great Oak Cir is owned and occupied by two individuals who acquired it in August 2023.
Source: Brunswick County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 495 GREAT OAK CIR, SUNSET BEACH, NC 28468-4215 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 31, 2023 | Intrafamily Transfer, Transfer · Conventional Mortgage STATE EMPLOYEES CU |
| Jun 3, 2019 | Deed of Trust, Mortgage · ARM STATE EMPLOYEES CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 2, 2015 · Amount on File |
| Deed Sale | Jul 2, 2015 · Amount on File |
| Deed Book / Page | 3662 / 696 |
| Last Transfer Date | Aug 25, 2023 |
| Transfer Doc | 0050670478 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BRUNSWICK NC |
| Recording Date | Aug 31, 2023 |
| Property Address | 495 GREAT OAK CIR, SUNSET BEACH, NC 28468-4215 |
| Document Number | 0050670478 |
| Book / Page | 5067 / 478 |
| Map Reference | CAB J PG 191 |
| Instrument Date | Aug 25, 2023 |
| Transaction Type | Transfer |
| Record Updated | Sep 11, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7118 NEWTOWNE CENTER ROAD #204204, 204204, SUNSET BEACH, NC 28468 |
| Name | Verified Name |
|---|---|
| Address | 495 GREAT OAK CIR, SUNSET BEACH, NC 28468-4215 |
| Document Number | 0005067481 |
|---|---|
| Date | Aug 31, 2023 |
| Instrument | 5067/481 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.87% |
| Type Change Date | Sep 1, 2028 |
| Change Frequency | 5 Years |
| Min Rate At Change | 3.87% |
| Max Rate At Change | 7.87% |
| Index | 5-Year TN |
| Max Rate | 11.8% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BRUNSWICK NC |
| Property Address | 495 GREAT OAK CIR, SUNSET BEACH, NC 28468-4215 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0041990394 |
|---|---|
| Date | Jun 3, 2019 |
| Book Page | 4199/0394 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.87% |
| Change Frequency | 5 Years |
| Min Rate At Change | 3.25% |
| Index | 5-Year CMT |
| Max Rate | 6% |
The 2025 property tax bill for 495 Great Oak Cir was $1,586.
Source: Brunswick County assessment roll, as of October 20, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Brunswick County |
| Municipality | Sunset Beach Town |
| Unified School District | Brunswick County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $293,570 (+6.32%) Land $58,000 Building $235,570 | $293,570 (+6.32%) Land $58,000 Building $235,570 | |
| 2025 | $1,586.00 | $276,110 Land $58,000 Building $218,110 | $276,110 Land $58,000 Building $218,110 |
| 2024 | $1,586.00 | ||
| 2023 | $276,110 Land $58,000 Building $218,110 | $276,110 Land $58,000 Building $218,110 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 495 Great Oak Cir in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 100 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 154 units insured incl. 54 condo units |
| Nearby Flood Claims | 23 (1989–2022) |
| Claims Outside the SFHA | 4 of 23 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 495 Great Oak Cir is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · above 46% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Focus Broadband Fiber | 5,000 / 5,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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