495 Granger Cir, Webster, NY 14580 Property Records

Monroe County and Webster Town property record for 495 Granger Cir, Webster, NY 14580

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,449 sqft · built 1991
Lot Size	0.29 acres (12,632 sqft)
Owner	2 Individual Names on File
Last Sale	$560,000 (Aug 2026)
Tax Bill	$10,098 (2026)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Feb 2021 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`WEB-0000801`

Property Details

APN / Parcel Number

Primary APN	`WEB-0000801`
Alternative APNs	`54890631500002035000` `265489 063.15-2-35`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,449 sqft Living Area
1st Floor Area	1,395 sqft
2nd Floor Area	1,054 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Architectural Style	Colonial
Exterior Material	Wood
Lot Area	12,632 sqft (0.29 acres)
Lot Dimensions	148 ft deep x 99.8 ft wide
Garage Type	Attached
Garage Area	562 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	24 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	WEB-0000801
Street Address	495 GRANGER CIR
City	WEBSTER
State	NY
Zip	14580-1671
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L 52 T14 R7 GRANGER HOME SEC 1 L10 241-36
Legal Subdivision	GRANGER HOMESTEAD SUBDIVISION
Legal Block	2
Legal Lot Number	35.000
Jurisdiction	MONROE NY
Township / Civil Division	WEBSTER
Census Block Group	3
Census Block	3005
Census Tract	11205

Owner

495 Granger Cir is owned and occupied by two individuals who bought it in August 2026.

Source: Monroe County and Webster Town records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	53 JACKSON CREEK RD, BREESPORT, NY 14816-9714
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 26, 2026	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE
Feb 10, 2021	Deed of Trust, Mortgage · Line of Credit MANUFACTURERS & TRADERS TRUST CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 26, 2026 · Amount on File
Deed Sale	Aug 26, 2026 · Amount on File
Prior Sale	Feb 14, 1997 · Amount on File
Deed Document Number	20263457899
Deed Book / Page	13225 / 259
Prior Transfer Date	May 16, 2009
Prior Transfer Doc	0000000691
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE NY
Recording Date	Aug 26, 2026
Property Address	495 GRANGER CIR, WEBSTER, NY 14580-1671
Document Number	0003457899
Book / Page	13225 / 259
Instrument Date	Aug 14, 2026
Instrument	20263457899
Transaction Type	Transfer
Record Updated	Sep 3, 2026
Title Company	CSC DOCUMENT RECORDING

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$226,240.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	53 JACKSON CREEK RD, BREESPORT, NY 14816-9714

Mortgage

Document Number	0000007900,
Date	Aug 26, 2026
Instrument	20267900

Lender

Name	CROSSCOUNTRY MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Property Address	495 GRANGER CIR, WEBSTER, NY 14580-1671
Transaction Type	Mortgage
Record Updated	Mar 3, 2021
Title Company	SINGLESOURCE PROPERTY SOLUTION, SINGLESOURCE PROP SLN LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	495 GRANGER CIR, WEBSTER, NY 14580-1671

Mortgage

Document Number	1088
Date	Feb 10, 2021
Book Page	29024/453
Instrument	202102101088

Lender

Name	MANUFACTURERS & TRADERS TRUST CO
Type	Bank
Address	WEBSTER, NY 14580

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Jan 27, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2026 property tax bill for 495 Granger Cir was $10,098 with exemptions applied, up 17.5% from the year before.

Source: Monroe County and Webster Town assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Monroe County
County Subdivision	Webster Town
Unified School District	Webster Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10,098.00 (+17.46%) Homeowner's exemption Senior Citizen's exemption
2025	$8,597.00	$208,700 Land $27,700 Building $181,000	$434,800 Land $57,709 Building $377,091
2023		$208,700 (-) Land $27,700 Building $181,000	$359,800 (+10.33%) Land $47,755 Building $312,045
2022		$208,700 Land $27,700 Building $181,000	$326,100 Land $43,282 Building $282,818
2021	$8,925.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 495 Granger Cir in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2006.

Source: FEMA National Flood Hazard Layer, effective May 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2006)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2006 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 495 Granger Cir is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MCWA public/private · serves 525,262 people · EPA ID NY2701047
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control currently in violation since Jan 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 270 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	8,000 / 8,000
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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