495 Giddeons Pond Rd, Willard, NC 28478 Property Records

Pender County property record for 495 Giddeons Pond Rd, Willard, NC 28478

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,424 sqft · built 2000
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on Record
Last Sale	$25,000 (Mar 2005)
Tax Bill	$1,326 (2025)
Deeds & Mortgages	May 2026 Line of Credit Jan 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`2383-44-1340-0000`

Property Details

APN / Parcel Number

Primary APN	`2383-44-1340-0000`
Alternative APNs	`400907314` `907314`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,424 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Rustic
Exterior Material	Logs
Construction Type	Log
Foundation Type	No Foundation
Roof Type	Gable/Hip
Lot Area	43,560 sqft (1 acres)
Porch	Porch
Porch Area	100 sqft
Pole Barn	1,344 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	400907314
Street Address	495 GIDDEONS POND RD
City	WILLARD
State	NC
Zip	28478-6811
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	FA
Legal Description	1.00 ACRE SR 1325 & 1326
Jurisdiction	PENDER NC
Township / Civil Division	UNION
Census Block Group	3
Census Block	3015
Census Tract	920300

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Penderlea Homesteads Historic District listed 2013 · 197 contributing resources · NRIS 13000803

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Pender County records, as of May 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	495 GIDDEONS POND RD, WILLARD, NC 28478-6811
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 4, 2026	Deed of Trust, Mortgage · Line of Credit COASTAL COMMUNITY BANK
Jan 29, 2018	Deed of Trust, Mortgage LOANDEPOT.COM LLC
May 25, 2017	Deed of Trust, Mortgage · FHA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 23, 2005 · Amount on Record
Deed Sale	Mar 23, 2005 · Amount on Record
Deed Document Number	20052615_00224
Deed Book / Page	2615 / 224
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PENDER NC
Recording Date	May 4, 2026
Property Address	495 GIDDEONS POND RD, WILLARD, NC 28478-6811
Document Number	0020155525
Book / Page	4891 / 2247
Instrument Date	Apr 29, 2026
Instrument	202620155525
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	495 GIDDEONS POND RD, WILLARD, NC 28478-6811

Mortgage

Document Number	0020155525,
Date	May 4, 2026
Book Page	4891/2247
Instrument	202620155525

Lender

Name	COASTAL COMMUNITY BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	191 Months
Due	Apr 29, 2042

Interest

Rate	6.46%
Max Rate	-1%

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PENDER NC
Property Address	495 GIDDEONS POND RD, WILLARD, NC 28478-6811
Document Number	0046582576
Book / Page	004658 / 002576
Instrument Date	Jan 29, 2018
Transaction Type	Mortgage
Record Updated	Feb 14, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	495 GIDDEONS POND RD WILLARD NC 284786811, WILLARD, NC 28478-6811

Mortgage

Document Number	0046582576
Date	Feb 8, 2018
Book Page	004658/002576
Instrument	20033201

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Amount	Amount Recorded
Term	264 Months
Due	Feb 7, 2040

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PENDER NC
Property Address	495 GIDDEONS POND RD, WILLARD, NC 28478-6811
Document Number	0046451365
Book / Page	004645 / 001365
Instrument Date	May 25, 2017
Transaction Type	Mortgage
Record Updated	Jun 29, 2017
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	495 GIDDEONS POND RD WILLARD NC 284786811, WILLARD, NC 28478-6811

Mortgage

Document Number	0046451365
Date	Jun 19, 2017
Book Page	004645/001365
Instrument	20025063

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 18, 2032

Tax Assessment & Valuation

Source: Pender County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Pender County
Unified School District	Pender County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,326.00 (+7.46%)	$174,853 (+44.41%) Land $22,500 Building $152,353	$174,853 (+44.41%) Land $22,500 Building $152,353
2023		$121,080 (-) Land $25,000 Building $96,080	$121,080 (-) Land $25,000 Building $96,080
2022	$1,234.00	$121,080 Land $25,000 Building $96,080	$121,080 Land $25,000 Building $96,080

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	3 (1999–2018)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 46% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Focus Broadband Fiber	1,000 / 1,000

May also be available: Spectrum.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Giddeons Pond Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures