San Joaquin County property record for 495 Gianelli St, Tracy, CA 95376
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,197 sqft · built 1992 |
| Lot Size | 0.129 acres (5,603 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $651,000 (Mar 2023) |
| Tax Bill | $8,016 (2025) |
| Deeds & Mortgages | Mar 2026 Mortgage Apr 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 235-270-040-000 |
| Primary APN | 235-270-040-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,197 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Construction Type | Wood |
| Lot Area | 5,603 sqft (0.129 acres) |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Old Parcel Number | 235-270-04 |
|---|---|
| Street Address | 495 GIANELLI ST |
| City | TRACY |
| State | CA |
| Zip | 95376-4656 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 4 |
| Legal Subdivision | COUNTRYWOOD |
| Legal Block | 1 |
| Legal Lot Number | 4 |
| Jurisdiction | SAN JOAQUIN CA |
| Township / Civil Division | TRACY |
| Census Block Group | 1 |
| Census Block | 1037 |
| Census Tract | 5406 |
Source: San Joaquin County records · APN 235-270-040-000
Assessment roll updated September 24, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 495 GIANELLI ST, TRACY, CA 95376-4656 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Mar 30, 2026 | Deed of Trust, Mortgage · FHA Mortgage CMG MORTGAGE INC |
| Apr 08, 2021 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Mar 01, 2023 | Grant Deed, Transfer · FHA Mortgage GENHOME MORTGAGE CORP |
| Apr 06, 2018 | Deed of Trust, Mortgage · Line of Credit WELLS FARGO BANK NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 01, 2023 · Amount on Record |
| Deed Sale | Mar 01, 2023 · Amount on Record |
| Prior Sale | Nov 13, 2008 · Amount on Record |
| Deed Document Number | 202316132 |
| Prior Transfer Date | Apr 23, 2013 |
| Prior Transfer Doc | 0000077693 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 495 GIANELLI ST, TRACY, CA 95376-4656 |
| Transaction Type | Mortgage |
| Record Updated | Apr 14, 2026 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|---|
| Address | 495 GIANELLI ST, TRACY, CA 95376-4656 |
| Document Number | 0000028161 |
|---|---|
| Date | Mar 30, 2026 |
| Instrument | 2026-028161 |
| Name | CMG MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | SAN RAMON, CA 94583 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 495 GIANELLI ST, TRACY, CA 95376-4656 |
| Transaction Type | Mortgage |
| Record Updated | May 30, 2023 |
| Title Company | CHICAGO TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 495 GIANELLI ST, TRACY, CA 95376-4656 |
| Document Number | 0000061939 |
|---|---|
| Date | Apr 08, 2021 |
| Instrument | 2021-061939 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | May 01, 2041 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Mar 01, 2023 |
| Property Address | 495 GIANELLI ST, TRACY, CA 95376-4656 |
| Document Number | 0000016132 |
| Map Reference | VOL 29 PG 58 |
| Instrument Date | Feb 24, 2023 |
| Instrument | 2023-016132 |
| Transaction Type | Transfer |
| Record Updated | May 30, 2023 |
| Title Company | CHICAGO TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 495 GIANELLI ST, TRACY, CA 95376-4656 |
| Document Number | 0000016133 |
|---|---|
| Date | Mar 01, 2023 |
| Instrument | 2023-016133 |
| Name | GENHOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92614 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 01, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 495 GIANELLI ST, TRACY, CA 95376-4656 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000038478 |
|---|---|
| Date | Apr 06, 2018 |
| Instrument | 2018-038478 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 30, 2048 |
Source: San Joaquin County records · Assessment roll updated September 24, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | California |
| County | San Joaquin County |
| Municipality | Tracy City |
| Unified School District | Tracy Unified School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,016.00 (+147.87%) | $677,300 (+137.93%) Land $208,080 Building $469,220 | |
| 2023 | $3,234.00 (+2.18%) Homeowner's exemption | $284,668 Land $85,399 Building $199,269 | $572,040 |
| 2022 | $3,165.00 |
Source: FEMA National Flood Hazard Layer as of September 27, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Zinnia Networks Fixed Wireless | 600 / 120 |
| UnWired Broadband Holding Fixed Wireless | 400 / 50 |
| Cal.net Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
May also be available: Verizon.
Based on FCC filings for 522 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF TRACY serves 98,215 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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