Berks County property record for 495 Gaul Rd, Sinking Spring, PA 19608
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,688 sqft · built 1960 |
| Lot Size | 1.41 acres (61,420 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $169,900 (Apr 1995) |
| Tax Bill | $2,534 (2026) |
| Deeds & Mortgages | Jul 2026 Line of Credit Apr 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 4367-04-93-6497 |
| Primary APN | 4367-04-93-6497 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,688 sqft Living Area |
| 1st Floor Area | 1,688 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Exterior Material | Stone |
| Lot Area | 61,420 sqft |
| View / Lot | Neighborhood |
| Garage Type | Attached |
| Garage Area | 672 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Frame Porch |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 49006883 |
|---|---|
| Street Address | 495 GAUL RD |
| City | READING |
| State | PA |
| Zip | 19608-9605 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | DESKA SUB |
| Legal Block | 93 |
| Legal Lot Number | 2 |
| Jurisdiction | BERKS PA |
| Township / Civil Division | LOWER HEIDELBERG |
| Census Block Group | 2 |
| Census Block | 2020 |
| Census Tract | 10602 |
Source: Berks County records, as of August 4, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 495 GAUL RD, READING, PA 19608-9605 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 21, 2026 | Deed of Trust, Mortgage · Line of Credit MANUFACTURERS BANK AND TRUST COMPANY |
| Apr 22, 2019 | Deed of Trust, Mortgage · Line of Credit CITIZENS BK/PA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 4, 1995 · Amount on Record |
| Deed Sale | Apr 4, 1995 · Amount on Record |
| Deed Book / Page | 2624 / 1666 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERKS PA |
| Recording Date | Jul 21, 2026 |
| Property Address | 495 GAUL RD, READING, PA 19608-9605 |
| Document Number | 0000023642 |
| Instrument Date | Jul 10, 2026 |
| Instrument | 202623642 |
| Transaction Type | Mortgage |
| Record Updated | Aug 4, 2026 |
| Title Company | TITLE365 - OMAHA, TITLE365 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 495 GAUL RD, READING, PA 19608-9605 |
| Document Number | 0000023642, |
|---|---|
| Date | Jul 21, 2026 |
| Instrument | 202623642 |
| Name | MANUFACTURERS BANK AND TRUST COMPANY |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.52% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERKS PA |
| Property Address | 495 GAUL RD, SINKING SPRING, PA 19608-9605 |
| Document Number | 0000015231 |
| Instrument Date | Apr 22, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jun 3, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 495 GAUL RD READING PA 196089605, READING, PA 19608-9605 |
| Document Number | 0000015231 |
|---|---|
| Date | May 16, 2019 |
| Instrument | 15231 |
| Name | CITIZENS BK/PA |
|---|---|
| Type | Bank |
| Address | PHILADELPHIA, PA 19103 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | May 15, 2044 |
| Rate Type | Adjustable Rate |
|---|
Source: Berks County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Berks County |
| County Subdivision | Lower Heidelberg Township |
| Unified School District | Wilson School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,534.00 (+5.8%) Homeowner's exemption | $158,700 (-) Land $41,600 Building $117,100 | $41,600 (-73.79%) Land $41,600 |
| 2024 | $2,395.00 | $158,700 Land $41,600 Building $117,100 | |
| 1994 | $158,700 Land $41,600 Building $117,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 26, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2023) |
| Most Recent Claim | Jul 2023 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 43% of Pennsylvania |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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