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  5. Frederick Rd

495 Frederick Rd, Rockingham (Harrisonburg), VA 22801 Property Records

Rockingham County property record for 495 Frederick Rd, Rockingham, VA 22801

Property Summary

Property TypeSingle Family Home
Details6 bd · 3.5 ba · 2,611 sqft · built 2006
Lot Size0.41 acres (17,860 sqft)
Owner2 Individual Names on Record
Last Sale$710,000 (Aug 2022)
Tax Bill$4,794 (2026)
Deeds & MortgagesSep 2025 Line of Credit
Sep 2023 Line of Credit
+ 2 more
Flood ZoneZone X (minimal risk)
APN126H2-(6)-L30

Property Details

APN / Parcel Number

Primary APN126H2-(6)-L30
Alternative APNs
  • R44536
  • 44536

Interior

Bedrooms6 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms11 Rooms
Stories2 Stories
Building Area2,611 sqft Living Area
Gross Area6,228 sqft
Basement Area1,398 sqft
Finished Basement1,398 sqft
Unfinished Basement100 sqft
FlooringTile
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Exterior MaterialVinyl
Construction TypeBrick
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area17,860 sqft (0.41 acres)
Garage TypeAttached
DrivewayPaver Driveway
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
Heating FuelElectric
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account NumberR44536
Street Address495 FREDERICK RD
CityROCKINGHAM
StateVA
Zip22801-2377
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR5
Legal DescriptionCROSSROADS FARM SBDV S5 L30
Legal SubdivisionCROSSROADS FARM
JurisdictionROCKINGHAM VA
Township / Civil DivisionCENTRAL
Census Block Group2
Census Block2000
Census Tract11802

Owner

Source: Rockingham County records, as of June 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address495 FREDERICK RD, ROCKINGHAM, VA 22801-2377
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 12, 2025Deed of Trust, Mortgage · Line of Credit
ATLANTIC UNION BANK
Sep 18, 2023Deed of Trust, Mortgage · Line of Credit
ATLANTIC UNION BANK
Aug 5, 2022Deed, Transfer · Conventional Mortgage
LOANDEPOT.COM LLC
May 25, 2017Deed, Transfer
CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 5, 2022 · Amount on Record
Deed SaleAug 5, 2022 · Amount on Record
Prior SaleMay 25, 2017 · Amount on Record
Deed Document Number202219644
Deed Book / Page5610 / 254
Record UpdatedSep 20, 2026

September 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionROCKINGHAM VA
Property Address495 FREDERICK RD, ROCKINGHAM, VA 22801-2377
Transaction TypeMortgage
Record UpdatedOct 7, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address495 FREDERICK RD, ROCKINGHAM, VA 22801-2377

Mortgage

Document Number005961/463
DateSep 12, 2025
Book Page5961/463
Instrument2025-20179
Lender
NameATLANTIC UNION BANK
TypeBank
AddressHARRISONBURG, VA 22801
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueSep 20, 2055
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

September 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionROCKINGHAM VA
Property Address495 FREDERICK RD, ROCKINGHAM, VA 22801-2377
Transaction TypeMortgage
Record UpdatedOct 6, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address495 FREDERICK RD, ROCKINGHAM, VA 22801-2377

Mortgage

Document Number005735/200
DateSep 18, 2023
Book Page5735/200
Instrument2023-19664
Lender
NameATLANTIC UNION BANK
TypeBank
AddressHARRISONBURG, VA 22801
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueSep 20, 2053
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

August 2022: Deed, Transfer

Document TypeDeed
JurisdictionROCKINGHAM VA
Recording DateAug 5, 2022
Property Address495 FREDERICK RD, ROCKINGHAM, VA 22801-2377
Document Number005610/254
Book / Page5610 / 254
Map ReferenceMB 2408 PG 459
Instrument DateJun 6, 2022
Instrument2022-19644
Transaction TypeTransfer
Record UpdatedAug 19, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$710.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address495 FREDERICK RD, ROCKINGHAM, VA 22801-2377

Mortgage

Document Number0202219645
DateAug 5, 2022
Instrument2022-19645
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2052

May 2017: Deed, Transfer

Document TypeDeed
JurisdictionROCKINGHAM VA
Recording DateMay 25, 2017
Property Address495 FREDERICK RD, ROCKINGHAM, VA 22801-2377
Document Number4882/613
Book / Page4882 / 613
Map ReferenceMB 2408 PG 459
Instrument DateMay 4, 2017
Instrument2017-00015431
Transaction TypeTransfer
Record UpdatedJun 8, 2021
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

AmountAmount Recorded
Tax$547.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address20 REGER RD, SUCCASUNNA, NJ 07876-1073

Tax Assessment & Valuation

Source: Rockingham County assessment roll, as of June 8, 2026

Property Jurisdictions

TypeName
StateVirginia
CountyRockingham County
Unified School DistrictRockingham County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,794.00$726,500 Land $90,000 Building $636,500$726,500 Land $90,000 Building $636,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 13, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2018)
Claims Outside the SFHA1 of 1
Most Recent ClaimJun 2018 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 66% of the US · above 56% of Virginia
Wildfire Likelihood0.03% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTHREE SPRINGS REGIONAL - RCPW
serves 14,834 people · EPA ID VA2165705
Water SourceGroundwater influenced by surface water
Last State InspectionMar 2026
Lead1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 177 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Glo Fiber
Fiber		8,000 / 8,000
Xfinity
Cable		2,000 / 250
T-Mobile
Fixed Wireless		100 / 20

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