495 Foster Rd, Ashby, MA 01431 Property Records

Middlesex County and Ashby Town property record for 495 Foster Rd, Ashby, MA 01431 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	2 Beds
Bathrooms	1 Baths
Architecture Style	Cape Cod
Year Built	Built 2002
Square Footage	1,862 sqft Living Area
Lot Size	88,296 sqft (2.02 acres)
Occupancy	Owner Occupied
Tax Bill	$7,015.00 (2025)

Owner

Source: Middlesex County and Ashby Town records · APN ASHB M:005.0 B:0010 L:0001.0

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	495 FOSTER RD, ASHBY, MA 01431-1939
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Refreshed	Sep 20, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ASHBY MA
Property Address	495 FOSTER RD, ASHBY, MA 01431-1939
Transaction Type	Mortgage
Record Updated	Jun 09, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	081567-268
Date	May 24, 2023
Book Page	81567/268
Instrument	53762

Lender

Name	WORKERS CU
Type	Credit Union

Agreement

Type	Stand Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Jun 01, 2043

Tax Assessment & Valuation

Source: Middlesex County and Ashby Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Ashby Town
Unified School District	North Middlesex School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,015.00 (+2.54%)	$460,600 (+4.56%) Land $67,800 Building $392,800	$434,340 (-)
2024	$6,841.00 (+15.3%)	$440,500 (+21.92%) Land $65,400 Building $375,100	$434,340
2023	$5,933.00	$361,300 Land $60,600 Building $300,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Middlesex County (25017C), updated September 10, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 58% of Massachusetts
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`ASHB M:005.0 B:0010 L:0001.0`

Interior

Bedrooms	2 Beds
Full Baths	1 Baths
Total Rooms	5 Rooms
Building Area	1,862 sqft Living Area
Gross Area	3,308 sqft Gross Area
1st Floor	1,064 sqft 1st Floor
Basement Area	1,064 sqft Basement
Unfinished Basement	1,042 sqft Unfinished
Stories	2 Stories

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Cape Cod Style
Exterior Material	Aluminum/Vinyl Exterior
Construction Type	Concrete Construction
Roof Construction	Gable Roof Construction
Roof Material	Asphalt Roof
Lot Area	88,296 sqft (2.02 acres)

Utilities and HVAC

Heating System	Hot Water Heating
Heating Fuel	Oil Heating Fuel

Location & Zoning

Street Address	495 FOSTER RD
City	ASHBY
State	MA
Zip	01431-1939
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Block	10
Legal Lot Number	1.0
Jurisdiction	ASHBY MA
Minor Civil Division	ASHBY
Census Blockgroup	2
Census Block	2015
Census Tract	300100