Hampshire County and Northampton City property record for 495 Florence Rd, Florence, MA 01062
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,644 sqft · built 1985 |
| Lot Size | 0.748 acres (32,579 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $249,000 (Jul 2003) |
| Tax Bill | $5,700 (2025) |
| Deeds & Mortgages | Nov 2020 Line of Credit Nov 2020 Mortgage + 2 more |
| APN | NHAM M:030C B:0078 L:0001 |
| Primary APN | NHAM M:030C B:0078 L:0001 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,644 sqft Living Area |
| 1st Floor Area | 906 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Contemporary |
| Exterior Material | Wood Siding |
| Lot Area | 32,579 sqft (0.748 acres) |
| Garage Type | Attached |
| Deck Area | Deck Area |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Street Address | 495 FLORENCE RD |
|---|---|
| City | FLORENCE |
| State | MA |
| Zip | 01062-3615 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SR |
| Legal Subdivision | JAMES F BOYLE |
| Legal Block | 78 |
| Legal Lot Number | 1 |
| Jurisdiction | NORTHAMPTON MA |
| Township / Civil Division | NORTHAMPTON |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 822200 |
Source: Hampshire County and Northampton City records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 495 FLORENCE RD, FLORENCE, MA 01062-3615 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 2, 2020 | Deed of Trust, Mortgage · Line of Credit FLORENCE BK |
| Nov 2, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FLORENCE BK |
| Oct 28, 2020 | Deed of Trust, Mortgage · Line of Credit FLORENCE BK |
| Oct 28, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FLORENCE BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 28, 2003 · Amount on Record |
| Deed Sale | Jul 28, 2003 · Amount on Record |
| Prior Sale | Jun 30, 1993 · Amount on Record |
| Deed Book / Page | 7346 / 278 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NORTHAMPTON MA |
| Property Address | 495 FLORENCE RD, NORTHAMPTON, MA 01062-3615 |
| Document Number | 13868-287 |
| Instrument Date | Nov 2, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Dec 15, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 495 FLORENCE RD NORTHAMPTON MA 010623615, NORTHAMPTON, MA 01062-3615 |
| Document Number | 13868-287 |
|---|---|
| Date | Nov 23, 2020 |
| Book Page | 013868/000287 |
| Instrument | 24995 |
| Name | FLORENCE BK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NORTHAMPTON MA |
| Property Address | 495 FLORENCE RD, NORTHAMPTON, MA 01062-3615 |
| Document Number | 13868-154 |
| Instrument Date | Nov 2, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Dec 15, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 495 FLORENCE RD NORTHAMPTON MA 010623615, NORTHAMPTON, MA 01062-3615 |
| Document Number | 13868-154 |
|---|---|
| Date | Nov 23, 2020 |
| Book Page | 013868/000154 |
| Instrument | 24976 |
| Name | FLORENCE BK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 22, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NORTHAMPTON MA |
| Property Address | 495 FLORENCE RD, NORTHAMPTON, MA 01062-3615 |
| Document Number | 13847-105 |
| Instrument Date | Oct 28, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 24, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 495 FLORENCE RD NORTHAMPTON MA 010623615, NORTHAMPTON, MA 01062-3615 |
| Document Number | 13847-105 |
|---|---|
| Date | Nov 6, 2020 |
| Book Page | 013847/000105 |
| Instrument | 23469 |
| Name | FLORENCE BK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NORTHAMPTON MA |
| Property Address | 495 FLORENCE RD, NORTHAMPTON, MA 01062-3615 |
| Document Number | 13846-311 |
| Instrument Date | Oct 28, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 24, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 495 FLORENCE RD NORTHAMPTON MA 010623615, NORTHAMPTON, MA 01062-3615 |
| Document Number | 13846-311 |
|---|---|
| Date | Nov 6, 2020 |
| Book Page | 013846/000311 |
| Instrument | 23445 |
| Name | FLORENCE BK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 5, 2050 |
Source: Hampshire County and Northampton City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Hampshire County |
| Municipality | Northampton City |
| Unified School District | Northampton School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,700.00 (+8.28%) | $409,200 (+23.14%) Land $157,300 Building $251,900 | $582,255 (+3.03%) |
| 2024 | $565,155 | ||
| 2023 | $5,264.00 | $332,300 Land $142,700 Building $189,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 2 (2022) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Feb 2022 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 83% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHAMPTON WATER DIVISION serves 29,571 people · EPA ID MA1214000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2024 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 73 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures