Lake County property record for 495 Exeter Pl, Lake Forest, IL 60045
| Property Type | Single Family Home |
|---|---|
| Details | 4.5 ba · 3,718 sqft · built 1956 |
| Lot Size | 0.572 acres (24,899 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $671,000 (Jul 2015) |
| Tax Bill | $15,543 (2024) |
| Deeds & Mortgages | Oct 2022 Line of Credit Dec 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-31-212-003 |
| Primary APN | 12-31-212-003 |
|---|
| Full Baths | 4.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 3,718 sqft Living Area |
| Gross Area | 4,686 sqft |
| 1st Floor Area | 1,541 sqft |
| Upper Floors Area | 1,459 sqft |
| Basement Area | 1,135 sqft |
| Finished Basement | 718 sqft |
| Unfinished Basement | 417 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1969 |
| Architectural Style | Split Level |
| Exterior Material | Brick |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 24,899 sqft (0.572 acres) |
| Garage Type | Attached |
| Garage Area | 551 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Porch Area | 18 sqft |
| Patio Area | 360 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 495 EXETER PL |
|---|---|
| City | LAKE FOREST |
| State | IL |
| Zip | 60045-1518 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MEADOWOOD UNIT NO. 1; LOT 29 |
| Legal Subdivision | MEADOWOOD UNIT NO. 1 |
| Legal Lot Number | 29 |
| Legal Unit | 1 |
| Jurisdiction | LAKE IL |
| Township / Civil Division | SHIELDS |
| Census Block Group | 2 |
| Census Block | 2026 |
| Census Tract | 863500 |
Source: Lake County records · APN 12-31-212-003
Assessment roll updated April 29, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 495 EXETER PL, LAKE FOREST, IL 60045-1518 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Oct 18, 2022 | Deed of Trust, Mortgage · Line of Credit FIRST AMERICAN BANK |
| Dec 02, 2020 | Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 29, 2015 · Amount on Record |
| Deed Sale | Jul 29, 2015 · Amount on Record |
| Deed Document Number | 20157217131 |
| Prior Transfer Date | Apr 26, 2005 |
| Prior Transfer Doc | 0005826997 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IL |
| Property Address | 495 EXETER PL, LAKE FOREST, IL 60045-1518 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0007939305 |
|---|---|
| Date | Oct 18, 2022 |
| Instrument | 7939305 |
| Name | FIRST AMERICAN BANK |
|---|---|
| Type | Bank |
| Address | HAMPSHIRE, IL 60140 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Nov 01, 2032 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IL |
| Property Address | 495 EXETER PL, LAKE FOREST, IL 60045-1518 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | RAVENSWOOD TITLE COMPANY LLC |
| Name | Verified Name |
|---|
| Document Number | 0007722259 |
|---|---|
| Date | Dec 02, 2020 |
| Instrument | 7722259 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 01, 2050 |
| Rate Type | Fixed Rate |
|---|
Source: Lake County records · Assessment roll updated April 29, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Lake County |
| County Subdivision | Shields Township |
| Municipality | Lake Forest City |
| Elementary School District | Lake Forest School District 67 (PK - 08) |
| Secondary School District | Lake Forest Community High School District 115 (09 - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $300,187 (+21.6%) Land $137,530 Building $162,657 | $900,651 (+21.6%) Land $412,631 Building $488,020 | |
| 2024 | $15,543.00 (+13.42%) | ||
| 2023 | $13,704.00 (+2.88%) | $246,867 (+5.97%) Land $113,102 Building $133,765 | $740,675 (+5.97%) Land $339,340 Building $401,335 |
| 2022 | $13,321.00 | $232,968 Land $106,734 Building $126,234 | $698,974 Land $320,234 Building $378,740 |
Source: FEMA National Flood Hazard Layer as of February 20, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 6 (1982–2017) |
| Claims Outside the SFHA | 1 of 6 |
| Most Recent Claim | Jul 2017 · rainfall accumulation |
| Claims by Event |
|
| Wildfire Risk | Low lower than 80% of the US · above 71% of Illinois |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: AT&T.
Based on FCC filings for 185 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | LAKE FOREST serves 19,642 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 21 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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