San Mateo County property record for 495 Eucalyptus Ave, Hillsborough, CA 94010
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,040 sqft · built 1973 |
| Lot Size | 0.588 acres (25,620 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $2,500,000 (May 2005) |
| Tax Bill | $44,962 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage Dec 2017 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 031-363-110 |
| Primary APN | 031-363-110 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 3,040 sqft Living Area |
| 1st Floor Area | 3,040 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1973 |
| Architectural Style | Ranch |
| Exterior Material | Stucco |
| Construction Type | Frame |
| Roof Material | Wood Shingle |
| Lot Area | 25,620 sqft (0.588 acres) |
| Lot Dimensions | 182 ft deep x 142 ft wide |
| View / Lot | Corner |
| Garage Area | 540 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 495 EUCALYPTUS AVE |
|---|---|
| City | HILLSBOROUGH |
| State | CA |
| Zip | 94010-6472 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R10025 |
| Legal Description | LOT 54 STONEGATE WOODS NO 1 RSM 57/45 46 |
| Legal Subdivision | STONEGATE WOODS NO 1 |
| Legal Lot Number | 54 |
| Jurisdiction | SAN MATEO CA |
| Township / Civil Division | SAN MATEO |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 605600 |
495 Eucalyptus Ave is owner-occupied and held in a trust since May 2005.
Source: San Mateo County records, as of July 15, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 495 EUCALYPTUS AVE, HILLSBOROUGH, CA 94010-6472 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 11, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BOSTON PRIVATE BANK & TRUST COMPANY |
| Dec 1, 2017 | Deed of Trust, Mortgage · ARM BOSTON PRIVATE BANK & TRUST COMPANY |
| Aug 9, 2017 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 26, 2005 · Amount on File |
| Deed Sale | May 26, 2005 · Amount on File |
| Prior Sale | Jun 23, 1995 · Amount on File |
| Deed Document Number | 200586690 |
| Prior Transfer Date | Oct 25, 1994 |
| Prior Transfer Doc | 0000168156 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN MATEO CA |
| Property Address | 495 EUCALYPTUS AVE, HILLSBOROUGH, CA 94010-6472 |
| Transaction Type | Mortgage |
| Record Updated | Apr 9, 2021 |
| Title Company | LAWYERS TITLE COMPANY/CA, LAWYERS TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 495 EUCALYPTUS AVE, HILLSBOROUGH, CA 94010-6472 |
| Document Number | 0000039514 |
|---|---|
| Date | Mar 11, 2021 |
| Instrument | 2021-039514 |
| Name | BOSTON PRIVATE BANK & TRUST COMPANY |
|---|---|
| Type | Bank |
| Address | BOSTON, MA 02109 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN MATEO CA |
| Property Address | 495 EUCALYPTUS AVE, HILLSBOROUGH, CA 94010-6472 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | LAWYERS TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000107834 |
|---|---|
| Date | Dec 1, 2017 |
| Instrument | 2017-107834 |
| Name | BOSTON PRIVATE BANK & TRUST COMPANY |
|---|---|
| Type | Bank |
| Address | BOSTON, MA 02109 |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.25% |
| Type Change Date | Jan 1, 2025 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 5.25% |
| Index | 1-Year LIBOR |
| Max Rate | 9.25% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN MATEO CA |
| Recording Date | Aug 9, 2017 |
| Property Address | 495 EUCALYPTUS AVE, HILLSBOROUGH, CA 94010-6472 |
| Document Number | 0000069302 |
| Instrument Date | Jul 20, 2017 |
| Instrument | 69302 |
| Transaction Type | Transfer |
| Record Updated | Aug 29, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 495 EUCALYPTUS AVE HILLSBOROUGH CA 940106472, HILLSBOROUGH, CA 94010-6472 |
The 2025 property tax bill for 495 Eucalyptus Ave was $44,962.
Source: San Mateo County assessment roll, as of July 15, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Mateo County |
| Municipality | Hillsborough Town |
| Elementary School District | Hillsborough City Elementary School District (KG - 08) |
| Secondary School District | San Mateo Union High School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,854,772 (+10.62%) Land $1,885,111 Building $1,969,661 | ||
| 2025 | $44,962.00 Homeowner's exemption | $3,484,780 Land $1,742,390 Building $1,742,390 | |
| 2023 | $43,285.00 (+4.22%) Homeowner's exemption | $3,349,464 Land $1,674,732 Building $1,674,732 | $4,946,220 |
| 2022 | $41,533.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 495 Eucalyptus Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2016.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 1 (2016) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Apr 2016 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 495 Eucalyptus Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 97.8% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF HILLSBOROUGH serves 11,766 people · EPA ID CA4110016 |
|---|---|
| Water Source | Purchased surface water from SAN FRANCISCO REGIONAL WATER SYSTEM |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
May also be available: AT&T, Etheric Networks, GeoLinks, Sonic Telecom, Verizon.
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