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495 Ensemble Way, Frederick, MD 21701 Property Records

Frederick County property record for 495 Ensemble Way, Frederick, MD 21701 · Last verified August 2026

Property Highlights

Property TypeResidential > Condominium / Townhouse > Townhouse
Bathrooms3.5 Baths
Architecture StyleTownhouse
Year BuiltBuilt 2024
Square Footage2,632 sqft Living Area
Lot Size3,584 sqft (0.082 acres)
GarageAttached, 440 sqft
Last Sale$559,990 (2024)
Tax Bill$10,061.00 (2025)

Property Details

APN / Parcel Number

Primary APN02-604781
Alternative APN
  • 604781

Interior

Full Baths3.5 Baths
Partial Baths1 Partial Baths
Building Area2,632 sqft Living Area
Gross Area3,072 sqft Gross Area
1st Floor1,732 sqft 1st Floor
Stories2 Stories

Exterior

Year BuiltBuilt 2024
Effective Year BuiltEffective 2024
Architectural StyleTownhouse Style
Roof MaterialComposition Shingle Roof
Lot Area3,584 sqft (0.082 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area440 sqft Garage
PorchOpen Porch
Porch Area60 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemHeat Pump Heating
SewageMunicipal Sewage

Location & Zoning

Account Number604781
Street Address495 ENSEMBLE WAY
CityFREDERICK
StateMD
Zip21701-3582
Property UsageResidential Property Usage
TypeResidential > Condominium / Townhouse > Townhouse
Legal DescriptionLOT 292 PHASE 1B PLA 3,584 SQ FT RENN QUARTER
Legal Phase1B
Legal Lot Number292
JurisdictionFREDERICK MD
Minor Civil Division2, FREDERICK
Census Blockgroup2
Census Block2015
Census Tract772200

Owner

Source: Frederick County records · APN 02-604781

Assessment roll updated August 7, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address21145 POTOMAC TRAIL CIR, ASHBURN, VA 20148-4371
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingTenant By Entirety

Deeds, Mortgages & Sale History

DateDocument
Mar 04, 2024Deed, Subdivision Related Transfer · Conventional Mortgage
DHI MORTGAGE COMPANY LTD
Sep 08, 2023Special Warranty Deed, Transfer
RESIDENTIAL TITLE COMPANY, RESIDENTIAL T&E CO

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 04, 2024 · Amount on Record
Deed SaleMar 04, 2024 · Amount on Record
Deed Book / Page16781 / 295
Record RefreshedSep 20, 2026

March 2024: Deed, Subdivision Related Transfer

Document TypeDeed
JurisdictionFREDERICK MD
Recording DateMar 04, 2024
Property Address495 ENSEMBLE WAY, FREDERICK, MD 21701-3582
Document Number0167810295
Book / Page16781 / 295
Map ReferenceMB 108 PG 5
Instrument DateFeb 29, 2024
Transaction TypeSubdivision Related Transfer
Record UpdatedApr 03, 2026
Title CompanyRESIDENTIAL TITLE COMPANY, RESIDENTIAL T&E CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,799.95
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenant By Entirety
Address21145 POTOMAC TRAIL CIR, ASHBURN, VA 20148-4371

Mortgage

Document Number0016781303
DateMar 04, 2024
Instrument16781/303
Lender
NameDHI MORTGAGE COMPANY LTD
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 01, 2054

September 2023: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionFREDERICK MD
Recording DateSep 08, 2023
Property Address495 ENSEMBLE WAY, FREDERICK, MD 21701-3582
Document Number0165920245
Book / Page16592 / 245
Map ReferenceMB 108 PG 5
Instrument DateAug 23, 2023
Transaction TypeTransfer
Record UpdatedSep 29, 2023
Title CompanyRESIDENTIAL TITLE COMPANY, RESIDENTIAL T&E CO

Transaction

AmountAmount Recorded
Tax$17,670.25
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction
  • Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

NameVerified Name
Address7021 COLUMBIA GATEWAY DR STE 320, 320, COLUMBIA, MD 21046-3485

Transferred To (Grantee/Buyer)

NameVerified Name
Address137 MITCHELLS CHANCE RD STE 300, 300, EDGEWATER, MD 21037-2788

Tax Assessment & Valuation

Source: Frederick County records · Assessment roll updated August 7, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
MunicipalityFrederick City
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$550,700 (+0.79%)$559,300 (+2.36%) Land $135,000 Building $424,300
2025$10,061.00 (+6.87%)$546,400 (+304.74%) Land $135,000 Building $411,400$546,400 (+304.74%) Land $135,000 Building $411,400
2024$9,414.00 (+288.05%)
2023$2,426.00$135,000 Land $135,000$135,000 Land $135,000

Flood & Wildfire

495 Ensemble Way is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Frederick County (24021C), updated November 6, 2024

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release

Individually ListedOld National Pike Milestones
listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

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