495 Emerson St, Elverta, CA 95626 Property Records

Sacramento County property record for 495 Emerson St, Elverta, CA 95626

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,066 sqft · built 1961
Lot Size	0.63 acres (27,443 sqft)
Owner	2 Individual Names on File
Last Sale	$525,000 (Apr 2022)
Tax Bill	$6,320 (2025)
Deeds & Mortgages	Nov 2021 Sale & Mortgage Apr 2022 Re-recorded Document + 3 more
Flood Zone	Zone X (minimal risk)
APN	`202-0141-008-0000`

Property Details

APN / Parcel Number

Primary APN	`202-0141-008-0000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,066 sqft Living Area
1st Floor Area	1,066 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Architectural Style	Custom Design
Construction Type	Wood
Roof Material	Wood Shingle
Lot Area	27,443 sqft (0.63 acres)
Garage Area	432 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	495 EMERSON ST
City	ELVERTA
State	CA
Zip	95626-9515
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD-2
Legal Description	E 129.3 FT LOT 232 ELVERTA MEAS TO C/L OF STREETS
Legal Subdivision	ELVERTA
Legal Lot Number	232
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	1
Census Block	1018
Census Tract	7207

Owner

495 Emerson St is owned and occupied by two individuals who bought it in April 2022.

Source: Sacramento County records, as of September 3, 2026

Owner of Record	2 Individual Names on File
Mailing Address	495 EMERSON ST, ELVERTA, CA 95626-9515
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 17, 2021	Grant Deed, Transfer · VA Mortgage GUILD MORTGAGE CO
Apr 28, 2022	Re-recorded Document OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY
Jul 8, 2021	Affidavit of Death of Joint Tenant, Transfer OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY
Jul 8, 2021	Grant Deed, Transfer OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY
Apr 28, 2022	Re-recorded Document OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 28, 2022 · Amount on File
Deed Sale	Apr 28, 2022 · Amount on File
Prior Sale	Apr 28, 2022 · Amount on File
Deed Book / Page	20220428 / 1202
Prior Transfer Date	Jul 6, 2021
Prior Transfer Doc	2022001065
Record Updated	Oct 29, 2026

November 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Nov 17, 2021
Property Address	495 EMERSON ST, ELVERTA, CA 95626-9515
Document Number	2021111701928
Map Reference	MAP 40
Instrument Date	Nov 5, 2021
Instrument	2021111701928
Transaction Type	Transfer
Record Updated	Dec 2, 2021
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	495 EMERSON ST, ELVERTA, CA 95626-9515

Mortgage

Document Number	2021111701929
Date	Nov 17, 2021
Instrument	2021111701929

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

April 2022: Re-recorded Document

Document Type	Re-recorded Document
Jurisdiction	SACRAMENTO CA
Recording Date	Apr 28, 2022
Property Address	495 EMERSON ST, ELVERTA, CA 95626-9515
Document Number	0000001202
Map Reference	MB 8 MAP 40
Instrument Date	Nov 5, 2021
Instrument	2022042801202
Record Updated	May 10, 2022
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	495 EMERSON ST, ELVERTA, CA 95626-9515

July 2021: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	SACRAMENTO CA
Recording Date	Jul 8, 2021
Property Address	495 EMERSON ST, ELVERTA, CA 95626-9515
Document Number	0000001675
Map Reference	MAP 40
Instrument Date	Jul 7, 2021
Instrument	202107081675
Transaction Type	Transfer
Record Updated	May 15, 2026
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Notice of Trustee Sale Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 184, ELVERTA, CA 95626-0184
Investor	Possibly a Property Investor

July 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Jul 8, 2021
Property Address	495 EMERSON ST, ELVERTA, CA 95626-9515
Document Number	0000001676
Map Reference	MAP 40
Instrument Date	Jul 6, 2021
Instrument	202107081676
Transaction Type	Transfer
Record Updated	May 15, 2026
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7509 MADISON AVE STE 104, 104, CITRUS HEIGHTS, CA 95610-7464
Investor	Possibly a Property Investor

April 2022: Re-recorded Document

Document Type	Re-recorded Document
Jurisdiction	SACRAMENTO CA
Recording Date	Apr 28, 2022
Property Address	495 EMERSON ST, ELVERTA, CA 95626-9515
Document Number	0000001065
Map Reference	MB 8 MAP 40
Instrument Date	Jul 6, 2021
Instrument	2022042801065
Record Updated	May 10, 2022
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7509 MADISON AVE STE 104, 104, CITRUS HEIGHTS, CA 95610-7464

Tax Assessment & Valuation

The 2025 property tax bill for 495 Emerson St was $6,320 with a homeowner's exemption, up 7.1% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Secondary School District	Twin Rivers Unified School District (9-12) (09 - 12)
Elementary School District	Elverta Joint Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$568,274 (+2%) Land $173,188 Building $395,086
2025	$6,320.00 (+7.06%) Homeowner's exemption	$557,133 Land $169,793 Building $387,340
2024	$5,903.00 (-1.25%)
2023	$5,978.00 (+3.8%) Homeowner's exemption	$535,500 Land $163,200 Building $372,300
2022	$5,759.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 495 Emerson St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 495 Emerson St is moderate, ranking above 42% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 75% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 285 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 2,000
unWired Broadband Fixed Wireless	400 / 50

May also be available: Succeed.Net, Verizon.

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