Brunswick County property record for 495 Emerald Valley Dr, Shallotte, NC 28470
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,834 sqft · built 2011 |
| Lot Size | 0.324 acres (14,113 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $3,609 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 198PA033 |
| Primary APN | 198PA033 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,834 sqft Heated Area |
| Gross Area | 4,368 sqft |
| 1st Floor Area | 2,468 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2011 |
|---|---|
| Effective Year Built | Effective 2014 |
| Exterior Material | Brick Veneer |
| Foundation Type | Raised |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 14,113 sqft (0.324 acres) |
| Garage Area | 785 sqft |
| Porch | Patio |
| Deck Area | Deck Area |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 61077490 |
|---|---|
| Street Address | 495 EMERALD VALLEY DR |
| City | SHALLOTTE |
| State | NC |
| Zip | 28470-5294 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R10 |
| Legal Description | L-31 S-2 RIVERS EDGE PLAT 21/214 |
| Legal Subdivision | RIVERS EDGE SUBDIVISION |
| Legal Lot Number | 31 |
| Jurisdiction | BRUNSWICK NC |
| Township / Civil Division | SHALLOTTE |
| Census Block Group | 2 |
| Census Block | 2022 |
| Census Tract | 20514 |
495 Emerald Valley Dr is owned and occupied by two individuals.
Source: Brunswick County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 495 EMERALD VALLEY DR, SHALLOTTE, NC 28470-5294 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Ux (and Wife) |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BRUNSWICK NC |
| Property Address | 495 EMERALD VALLEY DR, SHALLOTTE, NC 28470-5294 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2021 |
| Title Company | FIDELITY NATIONAL TTL INS CO |
| Name | Verified Name |
|---|
| Document Number | 0045820704 |
|---|---|
| Date | Mar 30, 2021 |
| Book Page | 4582/704 |
| Name | JET DIRECT FUNDING CORP |
|---|---|
| Type | Mortgage Company |
| Address | BAY SHORE, NY 11706 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2051 |
The 2025 property tax bill for 495 Emerald Valley Dr was $3,609.
Source: Brunswick County assessment roll, as of October 20, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Brunswick County |
| Municipality | Shallotte Town |
| Unified School District | Brunswick County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $492,180 (-) Land $37,000 Building $455,180 | $492,180 (-) Land $37,000 Building $455,180 | |
| 2025 | $3,609.00 | $492,180 Land $37,000 Building $455,180 | $492,180 Land $37,000 Building $455,180 |
| 2023 | $492,180 Land $37,000 Building $455,180 | $492,180 Land $37,000 Building $455,180 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 495 Emerald Valley Dr in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 2018.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 59 policies |
| Nearby Flood Policies | 59 in force |
| Nearby Flood Claims | 6 (2018–2024) |
| Claims Outside the SFHA | 2 of 6 |
| Most Recent Claim | Aug 2024 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 495 Emerald Valley Dr is moderate, ranking above 58% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 58% of the US · above 80% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 119 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Focus Broadband Cable · Fiber in parts of the area | 1,000 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
5G (outdoors only) and 4G LTE
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