495 Elm St, Springfield, NE 68059 Property Records

Sarpy County property record for 495 Elm St, Springfield, NE 68059

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,650 sqft · built 1973
Lot Size	0.217 acres (9,453 sqft)
Owner	2 Individual Names on File
Last Sale	$125,000 (Oct 2011)
Tax Bill	$2,630 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit Feb 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`010375481`

Property Details

APN / Parcel Number

Primary APN	`010375481`
Alternative APNs	`754812975240500040000021` `770972470`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,650 sqft Living Area
Gross Area	2,706 sqft
1st Floor Area	1,122 sqft
Basement Area	1,056 sqft
Finished Basement	528 sqft
Unfinished Basement	528 sqft

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Architectural Style	Split Foyer
Exterior Material	Aluminum/Vinyl
Roof Material	Composition Shingle
Lot Area	9,453 sqft (0.217 acres)
Lot Dimensions	135 ft deep x 72 ft wide
Garage Type	Attached
Garage Area	528 sqft
Driveway	Driveway
Driveway Area	1 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Slab
Porch Area	135 sqft
Patio Area	100 sqft
Shed	1 Shed
Shed Area	140 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Account Number	770972470
Street Address	495 ELM ST
City	SPRINGFIELD
State	NE
Zip	68059-5819
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 21 SEDLACEKS 1ST ADDITION TO SPRINGFIELD
Legal Subdivision	SEDLACEKS 1ST ADDITION TO SPRINGFIELD
Legal Lot Number	21
Jurisdiction	SARPY NE
Township / Civil Division	SPRINGFIELD
Census Block Group	2
Census Block	2018
Census Tract	10702

Owner

495 Elm St is owned and occupied by two individuals who acquired it in February 2022.

Source: Sarpy County records, as of June 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	495 ELM ST, SPRINGFIELD, NE 68059-5819
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 17, 2026	Deed of Trust, Mortgage · Line of Credit JPMORGAN CHASE BANK N A
Feb 10, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 25, 2011 · Amount on File
Deed Sale	Oct 25, 2011 · Amount on File
Prior Sale	May 5, 2004 · Amount on File
Deed Document Number	201126484
Last Transfer Date	Feb 4, 2022
Transfer Doc	0000003943
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SARPY NE
Recording Date	Jun 17, 2026
Property Address	495 ELM ST, SPRINGFIELD, NE 68059-5819
Document Number	0000014086
Instrument Date	Jun 11, 2026
Instrument	202614086
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	495 ELM ST, SPRINGFIELD, NE 68059-5819

Mortgage

Document Number	0000014086,
Date	Jun 17, 2026
Instrument	202614086

Lender

Name	JPMORGAN CHASE BANK N A

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jun 19, 2056

Interest

Rate	6.36%
Max Rate	-1%

February 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SARPY NE
Recording Date	Feb 10, 2022
Property Address	495 ELM ST, SPRINGFIELD, NE 68059-5819
Document Number	0000003943
Instrument Date	Feb 4, 2022
Instrument	2022-03943
Transaction Type	Transfer
Record Updated	Feb 16, 2022
Title Company	AMROCK INC, AMROCK LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	495 ELM ST, SPRINGFIELD, NE 68059-5819

Mortgage

Document Number	0000003944
Date	Feb 10, 2022
Instrument	2022-03944

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 495 Elm St was $2,630, up 4.7% from the year before.

Source: Sarpy County assessment roll, as of September 17, 2025

Property Jurisdictions

Type	Name
State	Nebraska
County	Sarpy County
Municipality	Springfield City
Unified School District	Springfield Platteview Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,630.00 (+4.74%)	$215,358 Land $30,941 Building $184,417	$215,358 Land $30,941 Building $184,417
2024	$2,511.00 (-20.94%)
2023	$3,176.00 (+7.08%)	$196,998 Land $24,753 Building $172,245	$196,998 Land $24,753 Building $172,245
2022	$2,966.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 495 Elm St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective January 14, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (1978–1993)
Most Recent Claim	Jul 1993 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 495 Elm St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.9% of Nebraska
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SPRINGFIELD serves 1,529 people · EPA ID NE3115301
Water Source	Groundwater
Last State Inspection	May 2025
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 290 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink, Verizon.

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