San Bernardino County property record for 495 Echo Ln, Big Bear Lake, CA 92315
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,786 sqft · built 1971 |
| Lot Size | 0.232 acres (10,125 sqft) |
| Owner | Individual Name on File |
| Last Sale | $620,000 (Apr 2022) |
| Tax Bill | $7,876 (2025) |
| Deeds & Mortgages | Aug 2021 Sale & Mortgage Nov 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0306-105-13-0000 |
| Primary APN | 0306-105-13-0000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 4 Rooms |
| Stories | 2 Stories |
| Building Area | 1,786 sqft Living Area |
| Gross Area | 2,146 sqft |
| 1st Floor Area | 1,422 sqft |
| 2nd Floor Area | 364 sqft |
| Basement Area | 360 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Chalet/Alpine |
| Construction Type | Frame |
| Roof Material | Built-Up Asphalt |
| Lot Area | 10,125 sqft (0.232 acres) |
| Lot Dimensions | 135 ft deep x 75 ft wide |
| Garage Type | Detached |
| Garage Area | 372 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Patio/Porch |
| Porch Area | 1,190 sqft |
| Patio Area | 1,190 sqft |
| Cooling System | None |
|---|---|
| Heating System | Floor/Wall Furnace |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 495 ECHO LN |
|---|---|
| City | BIG BEAR LAKE |
| State | CA |
| Zip | 92315-9555 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TRACT 2547 LOT 5 TR NO 2547 NORTH ESTATE SUB NO 5 LOT 5 BLK F |
| Legal Subdivision | NORTH ESTATE SUB NO 5 |
| Legal Tract | 2547 |
| Legal Block | F |
| Legal Lot Number | 5 |
| Jurisdiction | SAN BERNARDINO CA |
| Township / Civil Division | BIG BEAR |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 11206 |
495 Echo Ln is owned by an individual who bought it in April 2022.
Source: San Bernardino County records, as of July 14, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 120218, BIG BEAR LAKE, CA 92315-8939 |
| Owner Type | Individual |
| Vesting | Sole Owner |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 27, 2021 | Grant Deed, Transfer · Conventional Mortgage NEWREZ LLC |
| Nov 21, 2017 | Grant Deed, Transfer · Conventional Mortgage FIRST NATIONS HOME FINANCE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 27, 2022 · Amount on File |
| Deed Sale | Apr 27, 2022 · Amount on File |
| Prior Sale | Aug 27, 2021 · Amount on File |
| Deed Document Number | 2022158839 |
| Prior Transfer Date | Aug 10, 2016 |
| Prior Transfer Doc | 0000350984 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Recording Date | Aug 27, 2021 |
| Property Address | 495 ECHO LN, BIG BEAR LAKE, CA 92315 |
| Document Number | 0000389053 |
| Map Reference | MB 36 PG 45 |
| Instrument Date | Aug 24, 2021 |
| Instrument | 2021-0389053 |
| Transaction Type | Transfer |
| Record Updated | Sep 8, 2021 |
| Title Company | CHICAGO TITLE-INLAND EMPIRE, CHICAGO TITLE INLAND EMPIRE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 8725 ARIVA CT APT 428, 428, SAN DIEGO, CA 92123-2380 |
| Document Number | 0000389054 |
|---|---|
| Date | Aug 27, 2021 |
| Instrument | 2021-0389054 |
| Name | NEWREZ LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Recording Date | Nov 21, 2017 |
| Property Address | 495 ECHO LN, BIG BEAR LAKE, CA 92315 |
| Document Number | 0000497338 |
| Map Reference | MAP36 PG45 |
| Instrument Date | Oct 31, 2017 |
| Instrument | 2017-0497338 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2021 |
| Title Company | FIRST AMERICAN TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 1653 W CYPRESS AVE, REDLANDS, CA 92373-5616 |
| Document Number | 0000497339 |
|---|---|
| Date | Nov 21, 2017 |
| Instrument | 2017-0497339 |
| Name | FIRST NATIONS HOME FINANCE CORP |
|---|---|
| Type | Funding / Finance Company |
| Address | SAN DIEGO, CA 92111 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2047 |
The 2025 property tax bill for 495 Echo Ln was $7,876.
Source: San Bernardino County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | California |
| Municipality | Big Bear Lake City |
| County | San Bernardino County |
| Unified School District | Bear Valley Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $619,300 (-5.87%) Land $123,900 Building $495,400 | |
| 2025 | $7,876.00 | $657,949 Land $131,590 Building $526,359 |
| 2023 | $7,815.00 (+3.52%) | $632,400 Land $126,480 Building $505,920 |
| 2022 | $7,549.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 495 Echo Ln in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2004.
Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (2004–2019) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Mar 2019 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 495 Echo Ln has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BIG BEAR LAKE DWP - BIG BEAR SYSTEM serves 26,164 people · EPA ID CA3610044 |
|---|---|
| Water Source | Groundwater |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 311 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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