495 E Stratford Rd, Lecanto, FL 34461 Property Records

Citrus County property record for 495 E Stratford Rd, Lecanto, FL 34461 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 1997
Square Footage	1,555 sqft Living Area
Lot Size	47,209 sqft (1.08 acres)
Occupancy	Owner Occupied
Last Sale	$108,000 (2013)
Tax Bill	$1,529.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`19E-18S-31-0010-000D0-043.0`
Alternative APNs	`3118S19E0010000D00430` `1625645`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,555 sqft Living Area
1st Floor	1,555 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Concrete/Cement Flooring

Exterior

Year Built	Built 1997
Architectural Style	Other Style
Exterior Material	Stucco Exterior
Construction Type	Concrete Blocks Construction
Foundation Type	Footing Foundation
Roof Construction	Gable Roof Construction
Roof Material	Asphalt Roof
Lot Area	47,209 sqft (1.08 acres)
Depth X Width	290 ft x 150 ft Depth x Width
Parking Spaces	7 Parking Spaces
Garage Area	420 sqft Garage

Exterior Amenities

Fence	Fence
Porch	Enclosed Porch
Porch Area	204 sqft Porch
Utility Building	80 sqft Utility Building

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Heat Pump Heating
Heating Fuel	Electric Heating Fuel

Location & Zoning

Account Number	1625645
Old Parcel Number	3118S19E0010000D00430
Street Address	495 E STRATFORD RD
City	LECANTO
State	FL
Zip	34461-8641
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	KENSINGTON ESTS UNIT 1 PB 11 PG 59 LOT 43 BLK D
Legal Range	19E
Legal Township	18S
Legal Section	31
Legal Subdivision	KENSINGTON ESTATES UNIT 1
Legal Block	D
Legal Lot Number	43
Legal Unit	1
Jurisdiction	CITRUS FL
Minor Civil Division	INVERNESS
Census Blockgroup	2
Census Block	2000
Census Tract	450704

Owner

Source: Citrus County records · APN 19E-18S-31-0010-000D0-043.0

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Owner Names on File
Mailing Address	495 E STRATFORD RD, LECANTO, FL 34461-8641
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 29, 2013 · Amount on Record
Deed Sale	Jan 29, 2013 · Amount on Record
Prior Sale	Nov 21, 2002 · Amount on Record
Deed Doc Number	2013004213
Deed Book / Page	2529 / 1198
Record Refreshed	Jun 08, 2026

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CITRUS FL
Property Address	495 E STRATFORD RD, LECANTO, FL 34461-8641
Document Number	0028960298
Instrument Date	Apr 16, 2018
Transaction Type	Mortgage
Record Updated	Aug 31, 2018
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband And Wife
Address	495 E STRATFORD RD LECANTO FL 344618641, LECANTO, FL 34461-8641

Mortgage

Document Number	0028960298
Date	Apr 25, 2018
Book Page	002896/000298
Instrument	20607

Lender

Name	SUNCOAST CU
Type	Mortgage Company
Address	TAMPA, FL 33680

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Apr 24, 2043

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Citrus County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Citrus County
Unified School District	Citrus County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,529.00 (+6.48%) Homeowner's exemption Additional exemption filed	$247,348 (-0.62%) Land $35,900 Building $211,448	$247,348 (-0.62%) Land $35,900 Building $211,448
2024	$1,436.00 (+3.01%) Homeowner's exemption Additional exemption filed	$248,902 (+4.67%) Land $30,000 Building $218,902	$248,902 (+4.67%) Land $30,000 Building $218,902
2023	$1,394.00 (+6.82%) Homeowner's exemption Additional exemption filed	$237,790 (+13.45%) Land $28,000 Building $209,790	$237,790 (+13.45%) Land $28,000 Building $209,790
2022	$1,305.00 Homeowner's exemption Additional exemption filed	$209,595 Land $21,400 Building $188,195	$209,595 Land $21,400 Building $188,195

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Citrus County (12017C), updated January 14, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Moderate above 43% of the US · above 14% of Florida
Wildfire Likelihood	About 1 in 1,493 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.