Kane County property record for 495 E State St, South Elgin, IL 60177
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,056 sqft · built 1963 |
| Lot Size | 0.214 acres (9,319 sqft) |
| Owner | 2 Company Names on Record |
| Tax Bill | $5,590 (2025) |
| Deeds & Mortgages | Apr 2022 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-35-263-004 |
| Primary APN | 06-35-263-004 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,056 sqft Living Area |
| Gross Area | 2,112 sqft |
| 1st Floor Area | 1,056 sqft |
| Basement Area | 1,056 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1963 |
| Construction Type | Frame |
| Lot Area | 9,319 sqft (0.214 acres) |
| Garage Type | Detached |
| Parking Spaces | 1 Parking Space |
| Cooling System | HVAC |
|---|
| Street Address | 495 E STATE ST |
|---|---|
| City | SOUTH ELGIN |
| State | IL |
| Zip | 60177-2054 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TRUMAN GILBERTS PLAT OF EAST CLINTON |
| Legal Subdivision | TRUMAN GILBERTS PLAT |
| Legal Block | 2 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 2 |
| Census Block | 2072 |
| Census Tract | 851801 |
Source: Kane County records, as of July 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 495 E STATE ST, SOUTH ELGIN, IL 60177-2054 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Mar 25, 2022 |
| Transfer Doc | 0000019338 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Apr 8, 2022 |
| Property Address | 495 E STATE ST, SOUTH ELGIN, IL 60177-2054 |
| Document Number | 0000019338 |
| Instrument Date | Mar 25, 2022 |
| Instrument | 2022K019338 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Title Company | ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 495 E STATE ST, SOUTH ELGIN, IL 60177-2054 |
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | South Elgin Village |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,590.00 (-6.49%) Homeowner's exemption Senior Citizen's exemption | $91,573 (+8.57%) Land $18,313 Building $73,260 | $274,829 (+8.57%) Land $54,961 Building $219,868 |
| 2024 | $84,344 (+21.39%) Land $16,867 Building $67,477 | $253,133 (+21.44%) Land $50,621 Building $202,512 | |
| 2022 | $5,978.00 (+5.67%) | $69,479 (+6.96%) Land $13,894 Building $55,585 | $208,437 (+6.96%) Land $41,682 Building $166,755 |
| 2021 | $5,657.00 | $64,958 Land $12,990 Building $51,968 | $194,874 Land $38,970 Building $155,904 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 1 (1983) |
| Most Recent Claim | Jul 1983 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTH ELGIN serves 23,648 people · EPA ID IL0890800 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Copper | 1.5 mg/L (2024) action level 1.3 mg/L |
| Water Quality | Barium not recorded as resolved · Apr 2026 |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2025 |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Xfinity Cable | 2,000 / 250 |
| Fox Valley Internet Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
May also be available: Verizon.
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