Lee County property record for 495 E Lake Rd, Sanibel, FL 33957
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,416 sqft · built 1989 |
| Lot Size | 0.395 acres (17,206 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $610,000 (Apr 2026) |
| Tax Bill | $5,445 (2025) |
| Deeds & Mortgages | Apr 2026 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 25-46-22-T3-01110.0060 |
| Primary APN | 25-46-22-T3-01110.0060 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,416 sqft Living Area |
| Gross Area | 2,904 sqft |
| 1st Floor Area | 1,152 sqft |
| Basement Area | 264 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1993 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 17,206 sqft (0.395 acres) |
| Lot Width | 150 ft Width |
| Garage Type | Attached |
| Garage Area | 888 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Stoop |
| Porch Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Account Number | 10021951 |
|---|---|
| Street Address | 495 E LAKE RD |
| City | SANIBEL |
| State | FL |
| Zip | 33957-4319 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SANIBEL HIGHLANDS BLK 10 PB 7 PG 74 LOTS 6 THRU 8 |
| Legal Range | 22E |
| Legal Township | 46S |
| Legal Section | 25 |
| Legal Subdivision | SANIBEL HIGHLANDS |
| Legal Tract | T3 |
| Legal Block | 10 |
| Legal Lot Number | 6-8 |
| Jurisdiction | LEE FL |
| Township / Civil Division | SANIBEL ISLAND |
| Census Block Group | 4 |
| Census Block | 4011 |
| Census Tract | 80202 |
Source: Lee County records, as of July 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 495 E LAKE RD, SANIBEL, FL 33957-4319 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Man |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 1, 2026 · Amount on Record |
| Deed Sale | Apr 1, 2026 · Amount on Record |
| Prior Sale | Sep 22, 2011 · Amount on Record |
| Deed Document Number | 202682075 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LEE FL |
| Recording Date | Apr 1, 2026 |
| Property Address | 495 E LAKE RD, SANIBEL, FL 33957-4319 |
| Document Number | 0000082075 |
| Instrument Date | Mar 26, 2026 |
| Instrument | 202682075 |
| Transaction Type | Transfer |
| Record Updated | Apr 13, 2026 |
| Title Company | FLORIDA HOMETOWN TITLE AND ESCRO, FLORIDA HOMETOWN TITLE & ESCRO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $431,270.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 495 E LAKE RD, SANIBEL, FL 33957-4319 |
| Document Number | 0000082076, |
|---|---|
| Date | Apr 1, 2026 |
| Instrument | 202682076 |
| Name | USAA FSB |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2056 |
| Rate | 6.01% |
|---|---|
| Max Rate | -1% |
Source: Lee County assessment roll, as of July 29, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Lee County |
| Municipality | Sanibel City |
| Unified School District | Lee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $517,918 (+33.62%) Land $270,484 Building $247,434 | $517,918 (-4.4%) Land $270,484 Building $247,434 | |
| 2025 | $5,445.00 (+35.58%) Homeowner's exemption | $387,598 (+32.77%) | $541,769 (+85.58%) Land $283,776 Building $257,993 |
| 2023 | $4,016.00 (-15.68%) Homeowner's exemption | $291,937 (-17.78%) Land $291,927 Building $10 | $291,937 (-49.85%) Land $291,927 Building $10 |
| 2022 | $4,763.00 Homeowner's exemption | $355,051 | $582,119 Land $184,680 Building $397,439 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 9.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 278 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 284 units insured incl. 6 condo units |
| Nearby Flood Claims | 565 (1978–2024) |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 90% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ISLAND WATER ASSOCIATION serves 14,784 people · EPA ID FL5360146 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 3,000 / 3,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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