495 E Independence Ave, Jacksonville, IL 62650 Property Records

Morgan County property record for 495 E Independence Ave, Jacksonville, IL 62650

Property Summary

Property Type	Single Family Home
Lot Size	0.17 acres (7,405 sqft)
Owner	Individual Name on Record
Last Sale	$25,000 (Aug 2021)
Tax Bill	$1,297 (2025)
Deeds & Mortgages	Aug 2021 Sale & Mortgage Oct 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-16-317-026`

Property Details

APN / Parcel Number

Primary APN	`09-16-317-026`

Exterior

Lot Area	7,405 sqft (0.17 acres)
Lot Dimensions	150 ft deep x 50 ft wide

Location & Zoning

Street Address	495 E INDEPENDENCE AVE
City	JACKSONVILLE
State	IL
Zip	62650-1552
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CITY OF JACKSONVILLE LANDS CRADDOCK LTS LT 3-PT 3/4 NO 10 6-50 A 16-15-10
Legal Range	10W
Legal Township	15N
Legal Section	16
Legal Subdivision	CRADDOCKS
Legal Lot Number	3
Jurisdiction	MORGAN IL
Township / Civil Division	JACKSONVILLE NO. 1
Census Block Group	2
Census Block	2005
Census Tract	951600

Owner

Source: Morgan County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	810 BEESLEY AVE, JACKSONVILLE, IL 62650-1545
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 17, 2021	Land Contract, Transfer · Land Contract NOT AVAILABLE
Oct 30, 2020	Warranty Deed, Transfer · Conventional Mortgage FARMERS STATE BANK & TRUST CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 17, 2021 · Amount on Record
Deed Sale	Aug 17, 2021 · Amount on Record
Prior Sale	Oct 30, 2020 · Amount on Record
Deed Document Number	2021638928
Record Updated	Sep 20, 2026

August 2021: Land Contract, Transfer

Document Type	Land Contract
Jurisdiction	MORGAN IL
Recording Date	Aug 17, 2021
Property Address	495 E INDEPENDENCE AVE, JACKSONVILLE, IL 62650-1552
Document Number	638928
Instrument Date	Jul 30, 2021
Instrument	638928
Transaction Type	Transfer
Record Updated	Oct 1, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	810 BEESLEY AVE, 810, ARCADIA, IL 62650-1545

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	800 ILLINOIS AVE APT 20, 20, JACKSONVILLE, IL 62650-1566

Mortgage

Date	Aug 17, 2021

Lender

Name	NOT AVAILABLE

Agreement

Type	Land Contract
Amount	Amount Recorded

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MORGAN IL
Recording Date	Oct 30, 2020
Property Address	495 E INDEPENDENCE AVE, JACKSONVILLE, IL 62650-1552
Document Number	0000634394
Instrument Date	Oct 30, 2020
Instrument	634394
Transaction Type	Transfer
Record Updated	Apr 22, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$22.50
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	810 BEESLEY AVE, JACKSONVILLE, IL 62650-1545

Mortgage

Document Number	0000634397
Date	Oct 30, 2020
Instrument	634397

Lender

Name	FARMERS STATE BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Nov 1, 2030

Tax Assessment & Valuation

Source: Morgan County assessment roll, as of May 5, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Morgan County
Municipality	Jacksonville City
Unified School District	Jacksonville School District 117 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,297.00 (+5.7%)	$15,010 (+20.37%) Land $830 Building $14,180	$45,030 (+20.37%) Land $2,490 Building $42,540
2024	$1,227.00 (-3.08%)
2023		$12,470 (-6.17%) Land $830 Building $11,640	$37,410 (-6.17%) Land $2,490 Building $34,920
2022	$1,266.00 (+2.59%) Homeowner's exemption Senior Citizen's exemption	$13,290 Land $830 Building $12,460	$39,870 Land $2,490 Building $37,380
2021	$1,234.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 18, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	5 (1979–2018)
Most Recent Claim	Jul 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JACKSONVILLE serves 19,903 people · EPA ID IL1370200
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 353 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Frontier Fiber	7,000 / 7,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Wisper ISP Fixed Wireless	400 / 30

May also be available: Verizon.

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