495 E Hersey St, Ashland, OR 97520 Property Records

Jackson County property record for 495 E Hersey St, Ashland, OR 97520

Property Summary

Property TypeSingle Family Home
Details2 bd · 1.5 ba · 1,232 sqft · built 1989
Lot Size0.14 acres (6,098 sqft)
OwnerIndividual Name on File
Last Sale$490,000 (Jun 2022)
Tax Bill$3,322 (2025)
Deeds & MortgagesJun 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN391E04DD800

Property Details

APN / Parcel Number

Primary APN391E04DD800
Alternative APNs
  • 391E04DD00800
  • 10051229

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,232 sqft Living Area
1st Floor Area1,232 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 1989
Exterior MaterialConcrete
Roof MaterialComposition Shingle
Lot Area6,098 sqft (0.14 acres)
Garage Area720 sqft

Exterior Amenities

PorchCovered Concrete/Masonry Porch
Porch Area36 sqft
Deck Area120 sqft
Patio Area120 sqft
Shed1 Shed
Shed Area48 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address495 E HERSEY ST
CityASHLAND
StateOR
Zip97520-1244
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1-5
Legal Range01E
Legal Township39S
Legal Section04
Legal Quarter4
Legal SubdivisionPATTERSON PHELPS TRACTS
Legal Block3
Legal Lot Number6
JurisdictionJACKSON OR
Township / Civil DivisionASHLAND
Census Block Group3
Census Block3019
Census Tract1802

Owner

495 E Hersey St is owned and occupied by an individual who bought it in June 2022.

Source: Jackson County records, as of August 19, 2026

Owner of RecordIndividual Name on File
Mailing Address495 E HERSEY ST, ASHLAND, OR 97520-1244
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 23, 2022 · Amount on File
Deed SaleJun 23, 2022 · Amount on File
Prior SaleFeb 29, 2016 · Amount on File
Deed Document Number202220116
Prior Transfer DateOct 14, 2013
Prior Transfer Doc0000035916
Record UpdatedSep 20, 2026

June 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionJACKSON OR
Recording DateJun 23, 2022
Property Address495 E HERSEY ST, ASHLAND, OR 97520-1244
Document Number0000020116
Map ReferenceVOL 6 PG 40
Instrument DateJun 21, 2022
Instrument2022-020116
Transaction TypeTransfer
Record UpdatedJun 29, 2022
Title CompanyTICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address495 E HERSEY ST, ASHLAND, OR 97520-1244

Mortgage

Document Number0000020117
DateJun 23, 2022
Instrument2022-020117
Lender
NameARK-LA-TEX FINANCIAL SERVICES LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueJul 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 495 E Hersey St was $3,322, up 2.2% from the year before.

Source: Jackson County assessment roll, as of August 19, 2026

Property Jurisdictions

TypeName
StateOregon
CountyJackson County
MunicipalityAshland City
Unified School DistrictAshland School District 5 (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$216,070 (+3%)$373,510 (+2.01%) Land $209,960 Building $163,550
2025$3,322.00 (+2.15%)$209,780 (+3%) Land $104,360 Building $105,420$366,160 (+2.41%) Land $199,000 Building $167,160
2024$3,252.00 (+3.37%)$203,670 (+3%) Land $101,320 Building $102,350$357,540 (-11.77%) Land $199,000 Building $158,540
2023$3,146.00 (+3.32%)$197,740 (+2.99%) Land $98,370 Building $99,370$405,250 (-4.96%) Land $296,900 Building $108,350
2022$3,045.00$191,990 Land $95,510 Building $96,480$426,410 Land $331,700 Building $94,710

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 495 E Hersey St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 14 policies
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies14 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 495 E Hersey St is moderate, ranking above 57% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 57% of the US · lower than 78% of Oregon
Wildfire Likelihood0.2% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemASHLAND WATER DEPARTMENT
serves 20,946 people · EPA ID OR4100047
Water SourceSurface water
Last State InspectionJul 2024
Lead3 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 299 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Rogue Broadband
Fixed Wireless
200 / 25
FireServe
Fixed Wireless
100 / 30

May also be available: Hunter Communications.

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