495 E Estero Ln, Litchfield Park, AZ 85340 Property Records

Maricopa County property record for 495 E Estero Ln, Litchfield Park, AZ 85340

Property Summary

Property Type	Single Family Home
Details	5 ba · 3,492 sqft · built 1978
Lot Size	0.541 acres (23,609 sqft)
Owner	2 Individual Names on File
Tax Bill	$4,103 (2025)
Deeds & Mortgages	Dec 2023 Line of Credit Jun 2022 Line of Credit + 1 more
Flood Zone	Zone X (moderate risk)
APN	`501-64-326`

Property Details

APN / Parcel Number

Primary APN	`501-64-326`

Interior

Full Baths	5 Baths
Plumbing Fixtures	15 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	3,492 sqft Living Area
1st Floor Area	3,492 sqft

Exterior

Year Built	Built 1978
Exterior Material	Block
Construction Type	Concrete Block
Roof Material	Concrete Tile
Lot Area	23,609 sqft (0.541 acres)
Parking Spaces	3 Parking Spaces
Pool Area	750 sqft
Patio Area	598 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	HVAC

Location & Zoning

Street Address	495 E ESTERO LN
City	LITCHFIELD PARK
State	AZ
Zip	85340-4234
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-20
Legal Description	LITCHFIELD PARK SUBDIVISION 11 UNIT TWO
Legal Range	01W
Legal Township	02N
Legal Section	22
Legal Quarter	NW
Quarter-Quarter Section	NE
Legal Subdivision	LITCHFIELD PARK SUBDIVISION NO. 11 UNIT
Legal Lot Number	70
Legal Unit	2
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	2
Census Block	2002
Census Tract	61010

Owner

495 E Estero Ln is owned and occupied by two individuals who acquired it in March 1984.

Source: Maricopa County records, as of November 20, 2025

Owner of Record	2 Individual Names on File
Mailing Address	495 E ESTERO LN, LITCHFIELD PARK, AZ 85340-4234
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 21, 2023	Deed of Trust, Mortgage · Line of Credit BMO BANK NA
Jun 17, 2022	Deed of Trust, Mortgage · Line of Credit BMO HARRIS BANK NA
Dec 10, 2019	Deed of Trust, Mortgage · Line of Credit BMO HARRIS BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 2, 1984
Deed Sale	Mar 2, 1984
Deed Document Number	19840088523
Record Updated	Jun 8, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	495 E ESTERO LN, LITCHFIELD PARK, AZ 85340-4234
Transaction Type	Mortgage
Record Updated	Jan 1, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	495 E ESTERO LN, LITCHFIELD PARK, AZ 85340-4234

Mortgage

Document Number	0000648986
Date	Dec 21, 2023
Instrument	20230648986

Lender

Name	BMO BANK NA
Type	Bank
Address	CHICAGO, IL 60606

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	495 E ESTERO LN, LITCHFIELD PARK, AZ 85340-4234
Transaction Type	Mortgage
Record Updated	Jun 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 66, LITCHFIELD PARK, AZ 85340-0066

Mortgage

Document Number	0000509499
Date	Jun 17, 2022
Instrument	20220509499

Lender

Name	BMO HARRIS BANK NA
Type	Bank
Address	CHICAGO, IL 60606

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jun 15, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	495 E ESTERO LN, LITCHFIELD PARK, AZ 85340-4234
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000996105
Date	Dec 10, 2019
Instrument	20190996105

Lender

Name	BMO HARRIS BANK NA
Type	Bank
Address	CHICAGO, IL 60690

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Dec 6, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 495 E Estero Ln was $4,103.

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Litchfield Park City
Secondary School District	Agua Fria Union High School District (09 - 12)
Elementary School District	Litchfield Elementary District (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$79,520	$795,200 Land $159,000 Building $636,200
2025	$4,103.00
2024		$80,970	$809,700 Land $161,900 Building $647,800
2023	$3,763.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 495 E Estero Ln in Zone X, an area of moderate flood risk, though there have been 1 flood claim nearby since 2006.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2006)
Most Recent Claim	Aug 2006 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 495 E Estero Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 87% of Arizona
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LIBERTY WATER LPSCO private · serves 57,070 people · EPA ID AZ0407046
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Sanitary survey deficiency not corrected Dec 2023
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 148 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	400 / 400
Verizon Fixed Wireless	300 / 20
AirFiber WISP Fixed Wireless	100 / 25
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink.

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